NFU Mutual car insurance
in Praise, vent & warnings
6 replies 291 views
I changed my circumstances earlier this year. I was with M&S Bank for my car insurance - fully comp, driving 30k miles per year, heavy commute on the M25 paying about £700 p.a. I then relocated to rural Oxfordshire to enter full time residential professional training and M&S said they could no longer insure me. It felt strange that they’d insure a much higher risk. I found it difficult to get quotes and ended up on the NFU website. Had a phone call with them and they completely understood my new circumstances- I’m not a 20 year old student first time living away, but a 46 year old undertaking a different form of study. My insurance, with more benefits than M&S dropped to £300. It was frustrating not getting a quote online but being able to explain my circumstances really helped. And now they have my contents insurance too. Really impressed.
I have no gripe with M&S - I stopped being their target marker and were helpful when closing. But NFU will be my first call from now on,
Latest MSE News and Guides
Did you know there's an MSE app?
It's free & available on iOS & AndroidMSE App
Regifting: good idea or not?
Add your two cents to the discussionMSE Forum
Energy Price Guarantee calculator
How much you'll likely pay from AprilMSE Tools
My local community was insured by then for 1 million pounds.
The hall bought a projector and screen to use in the hall.
NFU refused to insure it as the premises were near a river.- the same river that the hall was near.
The fact that the river was in a valley , surrounded by a flood area of sloping large fields, and then a road. The ground the hall sat in was at the top of a slope leading up from the road.
If the river had flooded the cinema equipment would have ben the least of their worries.
But, because a straight line from the river to the hall was under a certain measurement, it was no go.
They never did explain how they could cover the hall, and the numerous crofts in the strath, some of whom were a not a couple of thousand for some equipment.
above average service does often come with a higher price.