Trans girl in a financial hole looking to juggle my way out.
in Debt free diaries
68 replies 5.1K views
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I think I have read on here that the companies can't suddenly start and charge you interest and fees once you have defaulted on the debts.
Someone with more knowledge of DMPs will be along at some point.
Internet £ 30.00
Phone £ 5.50
Gender £ 32.50
Water £ 38.00
Gas £ 30.00
Elec £ 74.000
C Tax £126.00
Cat Ins £ 8.00
Hair Rem £ 70.00
Bamboo £ 69.10
Zable £ 17.50
Vanquis £ 15.00
Ocean £ 30.00
Zopa £ 20.00
Paypal £ 40.00
Total out £1853.60 versus income (£1460.00 plus £50.00) £1510.00 = minus £343.60
I'm thinking that stopping your DMP won't really help. You need a strategy to earn another £350 each month so maybe a second job is a good idea?
I don't know where you live, but have a look for community pantries, etc. in your area. They let you buy food cheaply, that would otherwise be destined for landfill. You don't need a referral or need to be on benefits. Have a look at the food challenge, top of the old style board, for ideas on how to cut your grocery bill. Think about every item before you buy, do i need it? Can i get it cheaper or substitute for something else? Every penny needs to count. e.g. Dishcloths, have you an old towel you can cut up, or an old t-shirt? Have a read of some frugal blogs/vlogs, try some of these. Atomic shrimp, (the food related ones), frugal queen in France, frugal Jo. Frugal cottage. On Facebook there are groups, living on £1a day, and living on 50p a day.
Hope some of these ideas are useful, I'll be cheering you along, hugs, mumtoomany.xx
Trying to live on only £2640 for the year for most meals for seven people.
Spent so far: £589.82/£2640
🌊 A smooth sea never made a skilled sailor 🌊
2023 challenges - (1) £8k savings challenge = £2k (2) 2 stone 3lb weight reduction = 12lb
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