Pinching Pennies

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  • daintydaisy
    daintydaisy Posts: 85 Forumite
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    Slight error on my part… thought payday was this Thurs but it’s actually the 29th! D’oh. 

    I’ll have to be extra careful now as my weekly budget needs to be stretched over 2 weeks instead of 1. No wonder payday felt like it came around quickly haha.
  • beanielou
    beanielou Posts: 90,255 Ambassador
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    Oh pay that 52p~~you know you want too  :lol:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • beanielou said:
    Oh pay that 52p~~you know you want too  :lol:
    I made it £1.52... :D 
  • savingholmes
    savingholmes Posts: 27,355 Forumite
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    beanielou said:
    Oh pay that 52p~~you know you want too  :lol:
    I made it £1.52... :D 
    Love it    
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26%
    2) Spend on handyman & external building works & new patio door £12.3K
    3) CC £4.9K on 0% spends card but offset by £34.1K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £9.6K/£127.5K AVC target 7.5% value at 15/4
    5) FI Age 60 annual income target £13.7/30K 45.7%
  • daintydaisy
    daintydaisy Posts: 85 Forumite
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    Paid off another £8 to my CC, taking the balance to £758. I have some payouts I’m waiting to be approved in Prolific so once those are through I’ll add those to my CC as well. Less than a week til payday and 10 days til I go on holiday. Woop. :) 
  • savingholmes
    savingholmes Posts: 27,355 Forumite
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    Lovely to have a holiday to look forward to.

    Well done on the payment. The end is in sight.
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26%
    2) Spend on handyman & external building works & new patio door £12.3K
    3) CC £4.9K on 0% spends card but offset by £34.1K savings (part EF, part future home improvement)
    4) Mortgage neutral by June 2030 AVC £9.6K/£127.5K AVC target 7.5% value at 15/4
    5) FI Age 60 annual income target £13.7/30K 45.7%
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