What small things will you do this week? W.C. 8 August.

DawnW

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

twiggy86

Morning all! 

Thanks for starting the thread @DawnW

Hope you all had a good weekend. 

Working from home again this week.

Today I have/will:

• Check banks
• Update spreadsheet with weekend's spends
  
• Wash hair and let dry naturally
• Squeeze out end of toothpaste 
• Put tortoises in the garden as it's nice today - saves having their lamp on during the day
• Snap a receipt 
  
• Pay money in at Post Office if I have a chance (did a car boot at the weekend) - I'd walk pooch there on my lunch break but think it's too warm for him
• Lunch and dinner from stores
  
• Crochet in front of the TV - really must finish a birthday present as it needs to go to Australia! 

Hope you all have a good day!
Twigs

DawnW

Morning all

Couldn't see a thread, so thought I would start one. Hope I haven't cross posted with anyone else!

Up at 5.30, watered the garden, walked the dog, had breakfast (with HG berries)

Asked OH to get out and check over a bbq from the garage, that we don't use any more. It is a posh make, so I am going to list it on FB marketplace and try to sell it. We used to take it away in our camper van, which we sold during all the lockdowns etc   We miss it, but it had to be parked out on the road, so needed taxing and insuring even though we couldn't use it. It also needed work done, and was a bit of a worry re vandalism and theft, which we do have bouts of round here, so on the whole we are happy that we made the right decision. Anyway, hopefully someone would like the funky lime green barbie, as it is taking up space in the garage. There are some bags of instant charcoal that can go with it.

I have hoovered the middle floor and cleaned up the kitchen a bit. Now sat with a well deserved coffee.

This afternoon I am going to restock my sales unit, which I abandoned 3 weeks ago due to covid.

I will make mushroom risotto for dinner tonight.

Not sure if I will manage anything else!

Hope eveyone has a good day - another heat wave forecast this week unfortunately.

BlueJ94

Afternoon everyone,

so my meal planning has stopped recently as I’ve just given up so I’ve given myself a kick up the old tooshie and decided I’m going to pop into sainsburys on the way home and grab some salad bits as it’s super warm here this week

to do

buy salad stuff done 
water plants done
wash clothes and hang on line waiting for washer to stop

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Been to B&M for cat litter and treats, I was lucky and they had one bag of the sanicat crystals with lavender £4.99 so a small win as I struggle to find it at a reasonable price.
3.  Food shop at Iceland warehouse which is on the same estate as B&M
4.  Popped to tesco on the way home as nowhere had her gourmet Perle with shrimps as god forbid if I gave her anything else.
5.  Washing is drying on the line as its really warm here
6.  Water garden later as everything is bone dry
7.  Surveys
8.  Consumer pulse
9.  Meals from stores
10.  duo lingo

BlueJ94

Evening all,

trying to be more active so I also restarted the challenges I used to do! Also, within 5 payments 4 if I push myself I will be DEBT FREEEEE! 

Everything is working out great, new job starts 5th September Sainsburys has asked me to come back, I could do with the money but I told them if I do, I want less hours and no requests for over time unless it’s nearer Christmas of course! 

BlueJ94

Morning all,

I’ve woken up to a really bad ulcer on my gum and it’s killing me this morning! But I’m going to just crack on and deal with it.

to do 

take clothes off line
put more on the line 
clean the kitchen 
make food for work

twiggy86

Morning all!

Working from home again today.

Today I have/will:

• Check banks
• Squeeze out end of moisturiser 
• Make a couple of CC payments now statements have come in
• Update spreadsheet 
• Leave work phone unplugged unless I need to use it - it's set up to a divert system anyone so doesn't ring but I get a message if someone tries to call (I don't work in a role where my phone often rings - e.g. I've had one call in the last 10 days!)
• Put tortoises in the garden as it's nice today - saves having their lamp on during the day
  
• Load of washing on 30 degree eco wash
• Shake end of old washing powder into new box so no bits get thrown out
• Text netball team re subs
• Snap a receipt 
  
• Pay money in at Post Office if I have a chance 
• Hang washing on airer 
• Check prices for books on various sites (as no one even glanced at them at the car boot!)
• Respond to offer on dress which is listed on V*nted - need to decide whether to accept first though! 
• Turn off laptop properly at the end of the day 
• Lunch and dinner from stores
  
• Crochet in front of the TV - really must finish a birthday present as it needs to go to Australia! 

Hope you all have a good day!
Twigs

DawnW

Morning all

Not really got going yet, but a few small things done:

Dog walked first thing

A bit of watering in the garden

Quick kitchen and bathroom clean up

Picked chillies, and OH picked tomatoes

RM surveys items prepped

Shopping list written

Unpacked items I brought back from my sales unit yesterday (there weren't many), and washed them, as it is china and glassware.

More than I thought!

Someone is (hopefully) coming to pick up the barbecue I listed on FB marketplace yesterday

I also listed 2 other items, but no news on those yet.

I have some lettuces to plant out into troughs, so will try to get that done this afternoon..

allydowd

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allydowd

Hi August Austerity Wranglers

A precious day off today.

Debt-Free-Nillionaire Continuity Plan Year Eight:

Alarm clock off at the wall during day time.

Turn off WiFi box when not using it.

Defrosted batch cooked sweet and sour for dinner with some abandoned mini spring rolls from the bottom of the freezer.

Air dry clothing.

Minimal amount of housework.

Paid credit card. I use it for getting cashback and pay it off soon after at 0%.

Checked TopCashBack and other loyalty schemes for money payable.

Replaced bulb in expensive torch rather than buying a new torch.