Typo in name in Credit Card Application led to rejection- will it impact credit score?

1 Post
Newbie
in Credit cards
Hi hoping someone might be able to provide some insight.
I applied for a balance transfer card with Santander to take advantage of the 0% interest. I’ve got an ‘excellent’ credit rating and eligibility checker on Santander had me as preapproved for this so was a little surprised that after submitting my application it was rejected instantaneously.
I applied for a balance transfer card with Santander to take advantage of the 0% interest. I’ve got an ‘excellent’ credit rating and eligibility checker on Santander had me as preapproved for this so was a little surprised that after submitting my application it was rejected instantaneously.
I noticed then that I’d been an idiot and missed a letter off my surname so I think that might be the reason for it.
I just wondered if anyone knew if this rejection would impact my credit file as theres a hard search been done but essentially on a different name because I can’t use a keyboard properly (!).
I just wondered if anyone knew if this rejection would impact my credit file as theres a hard search been done but essentially on a different name because I can’t use a keyboard properly (!).
I’ve since found a better deal and didn’t reapply to Santander but wondered if I need to contact them?
Grateful for any insight! Thank you
Grateful for any insight! Thank you
0
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Replies
CRAs do not record the outcome of decisions just that a hard search has been done. The search itself may make other lenders more concerned but typically a single one is fine.
Fuzzy logic is not as simple as "that'll do, near enough".