Amex 23% to 27% range APR rise.

callum9999

Dandytf said:

In this instance I suspect as Amex mentioned, BOE base rate response....
Your personal rate is an interest rate we set just for you. It’s based on a number of things, including your credit score and credit history. We add this to the Bank of England base rate to get your ‘simple’ rate, which is the interest rate you pay on your card, before it compounds.

It happens, I've no concerns in repaying, whilst mser's continue to 'take part' in replying to a number of mser's whom choose not to repay in full every time.

I've stopped replying to your posts because it's obviously pointless, but it's concerning that you now try to silence voices that disagree with you (it's great you won't accept the abuse you used to get, but there's none of that here).

You don't agree, but you manage your finances horrifically. You very clearly live outside of your means, and you make consistently poor decisions (like running a balance on your Amex - utterly absurd).

This is a website aiming to help people run their finances well - post all you like, but you have no business telling people they can't give suggestions to fix your financial mess. If you don't want them, you should not be posting here at all.

JES_F1

Qyburn said:

And the real reason for my post - How do you get a 5% rebate from Morrisons?  

Amex have offers that you can save to your card - the cashback is then credited to your card each month.  Examples are: 5% cashback at Morrisons, £100 cashback on a Dell computer, lots of offers on hotels and restaurants (such as £200 if you spend £500 or more, 10% back on all purchases at a restaurant).

Qyburn

JES_F1 said:

Qyburn said:

And the real reason for my post - How do you get a 5% rebate from Morrisons?  

Amex have offers that you can save to your card - the cashback is then credited to your card each month.  Examples are: 5% cashback at Morrisons, £100 cashback on a Dell computer, lots of offers on hotels and restaurants (such as £200 if you spend £500 or more, 10% back on all purchases at a restaurant).

Thanks. I looked at those in the past, and none seems relevant to us so haven't regularly checked since. Looking just now it seems they would be specific to my particular card, so wouldn't apply to purchases made by a second card holder on the account.  Is that correct?