We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ for a vehicle that was sold...
Comments
-
Also how was he able to leave the garage with out paying when ever I’ve gone to collect my car I don’t get the keys until I’ve paid sometimes some garages offer payment plans but the Person would have to enter into a credit agreement and a credit check£2820/£4000 0% 24 months pay £150 HSBC
£2,100/£3000 0% 27 months pay £150 M&S
£3,050/£4000 0% 27 months pay £150 HALI
£2,200/£7250 0% 14 months pay £60 RBS
£990/£2000 28% Zable closed £60
mortgage £22,000/£89,000 2 years left0 -
Maybe he didn't collect the car as it wasn't worth enough? how much did you sell it for?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅0 -
Brie said:Maybe he didn't collect the car as it wasn't worth enough? how much did you sell it for?
also if it’s your cousin have you asked what’s happened maybe if he agrees to pay what he owes could be a good start£2820/£4000 0% 24 months pay £150 HSBC
£2,100/£3000 0% 27 months pay £150 M&S
£3,050/£4000 0% 27 months pay £150 HALI
£2,200/£7250 0% 14 months pay £60 RBS
£990/£2000 28% Zable closed £60
mortgage £22,000/£89,000 2 years left0 -
It can be difficult to prove who actually does own any particular vehicle.
The name on the V5 need not necessarily be the owner, also the person who pays for insurance and car tax, again, need not be the actual owner.
You generally need something that states you own the vehicle, such as a receipt for example.
It`s questionable why the Garage obtained a judgement against you, when you were not the legal owner, and may not entirely hold water, however not filling in the V5 did you no favours there either.
I would look into whether or not I had a case for a set aside application.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
sourcrates said:It`s questionable why the Garage obtained a judgement against you, when you were not the legal owner, and may not entirely hold water, however not filling in the V5 did you no favours there either.
Not only had the OP not advised the DVLA of the change of registered keeper they also hadn't informed them of the change of address and so the judgement was given in default. If the defendant doesn't respond it doesn't matter how weak your argument is you get a win.0 -
Susieee said:I sold a vehicle to a friends nephew0
-
Thanks everyone for replying.
So the vehicle is actually a motorbike. It was sold for just £350 as it wasn't even working. It needed a reasonable amount of work doing. He wasn't driving it at all. It was taken by a van and dropped to the garage. Its still in the garages possession. The garage owner didn't know who the owner was. He found me through the registration plate of the bike. He didn't even know who the buyer was, he got his details through the number plate of the aunty. He apologised for getting me involved when I went to see him with my ID. But then things changed.
But good news today. The buyer is willing to pay after I put a little pressure on him to do the right thing. The bike cost him £350. The repairs would have cost £750 or so. I guess the other charges are extra charges. He lied and kept everything hidden from. Lesson learnt.
Hopefully tomorrow we will go and see him, altogether. Then settle his debt and things can finally be resolved.
Will let you know what happens.2 -
sourcrates said:It can be difficult to prove who actually does own any particular vehicle.
The name on the V5 need not necessarily be the owner, also the person who pays for insurance and car tax, again, need not be the actual owner.
You generally need something that states you own the vehicle, such as a receipt for example.
It`s questionable why the Garage obtained a judgement against you, when you were not the legal owner, and may not entirely hold water, however not filling in the V5 did you no favours there either.
I would look into whether or not I had a case for a set aside application.£2820/£4000 0% 24 months pay £150 HSBC
£2,100/£3000 0% 27 months pay £150 M&S
£3,050/£4000 0% 27 months pay £150 HALI
£2,200/£7250 0% 14 months pay £60 RBS
£990/£2000 28% Zable closed £60
mortgage £22,000/£89,000 2 years left0 -
And like sourates states was and is it a Justifiable ccj against you it’s only been awarded because you didn’t respond because you didn’t update you V5 so received no paper work you fault of course but I would question if it would of been awarded against you in the first place and not just your cousin if you had been able to give the facts£2820/£4000 0% 24 months pay £150 HSBC
£2,100/£3000 0% 27 months pay £150 M&S
£3,050/£4000 0% 27 months pay £150 HALI
£2,200/£7250 0% 14 months pay £60 RBS
£990/£2000 28% Zable closed £60
mortgage £22,000/£89,000 2 years left0 -
Susieee said:Thanks everyone for replying.
So the vehicle is actually a motorbike. It was sold for just £350 as it wasn't even working. It needed a reasonable amount of work doing. He wasn't driving it at all. It was taken by a van and dropped to the garage. Its still in the garages possession. The garage owner didn't know who the owner was. He found me through the registration plate of the bike. He didn't even know who the buyer was, he got his details through the number plate of the aunty. He apologised for getting me involved when I went to see him with my ID. But then things changed.
But good news today. The buyer is willing to pay after I put a little pressure on him to do the right thing. The bike cost him £350. The repairs would have cost £750 or so. I guess the other charges are extra charges. He lied and kept everything hidden from. Lesson learnt.
Hopefully tomorrow we will go and see him, altogether. Then settle his debt and things can finally be resolved.
Will let you know what happens.That's great news OP, hopefully your nephew follows through.Once the CCJ is satisfied, other than it being marked as satisfied on the register, how does the OP get it fully removed and how long does it usually take? I was under the impression that even if it's satisfied, CCJs will still stay on for 6 years from when it was registered?0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards