We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
GAP and LMG, can we become mortgage free?
Comments
-
astrocytic_kitten said:I’m sure there’s a Glaswegian woman who’s huge in that space
I like Paula P too, I like the message that cutting costs alone won't get you there. Now need to kick BF out of his house for a few hours so I can use his Netflix to watch it 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
South_coast said:astrocytic_kitten said:I’m sure there’s a Glaswegian woman who’s huge in that space
I like Paula P too, I like the message that cutting costs alone won't get you there. Now need to kick BF out of his house for a few hours so I can use his Netflix to watch it 🤣!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3 -
I'm not a big Royalist but I do feel sad about the passing of The Queen. My grandparents were hugely respectful of her so we grew up knowing a lot about The Royal Family. I couldn't let the day pass without giving it a nod.
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
4 -
It's the mama one with the fur - if that helps.
P*nt is good - and she has friends who in their twenties become millionaires through property investing. She does it too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
The weather has been decent this weekend. I weeded the driveway (it had got to an embarrassing state).
I made up my bed frame, just waiting for the mattress to be delivered.
I've been doing the usual PADing over the weekend so total, including today = £4Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
4 -
When does your new mattress come?
Well done on doing jobs and the OP.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
@savingholmes the mattress arrived today. I have to leave it out for a while before using it so I'll probably open it first thing tomorrow morning. Once that is done and made up, that will be another job done.
I called the wardrobe guy yesterday but he doesn't have availability until December. He has been highly recommended and is reasonably priced so we will wait. I'm just getting normal wardrobes so I'll probably go ahead and get them, if I can find ones I actually like. We can then move boxes out of LMG's room so that she can find things again.
I've not posted much as I've not had much to say. Work has been really busy so it has been a fast week for us.
OP'd another £4 since I last posted so I'm up to £321.19 now.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
4 -
You could look on FB for wardrobesAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
savingholmes said:You could look on FB for wardrobesMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3 -
I found the free places to be really annoying to look for wardrobes when I moved, they all seemed to be flooded with what was basically companies selling new ones instead. I’ve put it on hold for now and sticking with my current broken one instead 😂Debt at LBM (Dec 2018): £23,167
Debt free Feb 20214
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards