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Should I cancel an unused credit card before or after applying for a new one?
in Credit cards
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I currently have 18 CC accounts only 3 are used regulary total limit is around £115k which is nearly 400% of my income.
There are not many cards I can apply for that I haven't already got but i still seem able to get new CC accounts if I apply which I do from time to time if there is a 0% offer from a provider I have not got an account with..
I do need to get round to closing some of the accounts!
It's not the number of cards you hold it's the lenders assesment of your credit history that matters.