Multiple Credit Cheques received

[Deleted User]

BethRobinson69 said:

Deleted_User said:

A printing error where you were entitled to 1 cheque and got 10, then banking all 10 is very silly Not only is it fraud, the firm will be more than happy to obtain a CCJ against you, CCJ and a criminal conviction is not really the best thing to do is it?

That's quite a jump.

Quite a jump lol, fraud by false representation is a criminal offence, even the lowest category (under £5000 stolen - because knowingly cashing cheques sent in error is theft) with least impact results in a criminal record, fine and medium level community order. Similarly, taking the money, the bank will happily demand it back and failure to pay can result in a CCJ

WillPS

Deleted_User said:

BethRobinson69 said:

Deleted_User said:

A printing error where you were entitled to 1 cheque and got 10, then banking all 10 is very silly Not only is it fraud, the firm will be more than happy to obtain a CCJ against you, CCJ and a criminal conviction is not really the best thing to do is it?

That's quite a jump.

Quite a jump lol, fraud by false representation is a criminal offence, even the lowest category (under £5000 stolen - because knowingly cashing cheques sent in error is theft) with least impact results in a criminal record, fine and medium level community order. Similarly, taking the money, the bank will happily demand it back and failure to pay can result in a CCJ

How do you perceive this to be false representation?

It's a bank error. They're entitled to prevent any erroneous cheques from being processed and/or ask for their money back.

[Deleted User]

WillPS said:

Deleted_User said:

BethRobinson69 said:

Deleted_User said:

A printing error where you were entitled to 1 cheque and got 10, then banking all 10 is very silly Not only is it fraud, the firm will be more than happy to obtain a CCJ against you, CCJ and a criminal conviction is not really the best thing to do is it?

That's quite a jump.

Quite a jump lol, fraud by false representation is a criminal offence, even the lowest category (under £5000 stolen - because knowingly cashing cheques sent in error is theft) with least impact results in a criminal record, fine and medium level community order. Similarly, taking the money, the bank will happily demand it back and failure to pay can result in a CCJ

How do you perceive this to be false representation?

It's a bank error. They're entitled to prevent any erroneous cheques from being processed and/or ask for their money back.

Deliberately cashing 10 cheques they know have been issued in error for 1 refund and by the sounds of it, spending the money too hence they are worried about not being able to repay. I am not saying they would be prosecuted, just that can be, but the bank coming after them and obtaining a CCJ is certainly not unrealistic