Notice Accounts

Millyonare

This has probably been covered somewhere else beforehand, but a word of advice (warning) for everyone to keep a keen eye on their "maturing" notice-saver accounts.

Just had tens of thousands of pounds disappear (from a notice saver) into thin air at Cynergy Bank. Zero trace of it online in their portal. Took a (long) phonecall to recover the cash. Not a fun experience.

Watch your end-date like a hawk...

StayinAlive

I have been using OakNorth for notice accounts as they give me the ability to schedule multiple smaller withdrawals rather than the whole amount. However, their rates are getting left behind so looking at other options. Any personal recommendations for notice accounts, 90 or 120 days, where I can schedule multiple withdrawals?

SirHugo

I'm really hoping for some news from Investec. I have a few pending withdrawals on my 90-Day Notice account, but they're not until October. Would rather have that money in my Tandem Instant access now.

flobbalobbalob

SirHugo said:

I'm really hoping for some news from Investec. I have a few pending withdrawals on my 90-Day Notice account, but they're not until October. Would rather have that money in my Tandem Instant access now.

Historically Investec review their 90 day account on the 15th each month. But maybe the new Tandem rate will embarrass them into moving earlier.

janusd

RCi recently increased their 95-Day Notice to 5.30%.

Oxbury have just increased their rates - assuming existing issues (my existing 90-Day has been updated from 4.63%).

• 180-Day - 5.49%
• 120-Day - 5.39%
• 90-Day - 5.00%

I would assume Investec would go to at least 5.00% next week.

Burcot

I have had some issues depositing money in my Tandum easy access account.  I am wondering if they have a daily limit because its open banking? - cant see that anywhere? 
Edit: I was able to deposit money easier directly to Tandem  from my Linked account.  

NameWithheld

janusdesigth gùn said:

RCi recently increased their 95-Day Notice to 5.30%.

Oxbury have just increased their rates - assuming existing issues (my existing 90-Day has been updated from 4.63%).

• 180-Day - 5.49%
• 120-Day - 5.39%
• 90-Day - 5.00%

I would assume Investec would go to at least 5.00% next week.

Thats a much bigger premium on the 120 compared with the 90. Previously it was only 0.04%

Wheres_My_Cashback

Burcot said:

I have had some issues depositing money in my Tandum easy access account.  I am wondering if they have a daily limit because its open banking? - cant see that anywhere? 
Edit: I was able to deposit money easier directly to Tandem  from my Lloyds account.  

They don't have a daily deposit limit. There are Open Banking limits and faster payments limits but they'll be down to the bank you are sending the funds from.

BTW this thread is for notice accounts, not EA accounts.

janusd

new 120-Day notice account from Tipton BS with tiered rates (5.3% -> 5.5%)..

• £100 - £999.99: 5.3%
• £1,000 - £9,999.99: 5.35%
• £10,000 - £24,999.99: 5.45%
• £25,000 - £100,000 (max): 5.5%

can be opened via their app, post or branch.

Burcot

wheres my cash - lol, I was wondering where the names I recognise had disappeared to - another thread entirely!.  The thread I was on appeared to be for both easy access and notice accounts.