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Notice Accounts
Comments
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Such slow upward movement in rates this time..no reason to compete perhaps..1
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CHIP don't appear to have quite grasped the concept of Notice rates from the same provider needing to be higher than instant access ones 🤣🤣
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I noticed that. It does look weird. It’s probably because they aren’t looking to increase assets in their notice accounts. They’ve made a lot of changes recently (switching to paying interest instead of bonuses) so I imagine they are mainly focusing on the easy access market for now.Band7 said:CHIP don't appear to have quite grasped the concept of Notice rates from the same provider needing to be higher than instant access ones 🤣🤣0 -
They’ve been slowing down and being more conservative with rate rises on savings for a while. Maybe it’s related to fewer people taking out mortgages and loans.Burcot said:Such slow upward movement in rates this time..no reason to compete perhaps..0 -
Paragon have also “ignored” the last 2 BoE rate rises on their exclusive 180-day notice account (3.00% AER) despite their triple access saver current issue rising to 3.10% AER…I guess most of the funds in the former are probably already serving withdrawal notice…1
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Good to know. I’ll avoid if they bring out a new issue. Thanks for the heads up. 😊intalex said:Paragon have also “ignored” the last 2 BoE rate rises on their exclusive 180-day notice account (3.00% AER) despite their triple access saver current issue rising to 3.05% AER…I guess most of the funds in the former are probably already serving withdrawal notice…1 -
CHIP are responsible for the products they offer on their platform 🤣gt94sss2 said:Band7 said:CHIP don't appear to have quite grasped the concept of Notice rates from the same provider needing to be higher than instant access ones 🤣🤣
The notice account is run my OakNorth who are responsible for the interest rate, not by CHlP.1 -
Investec 90 Day Notice Saver 3.55%
up from 3.22%7 -
Really hope this triggers a spate of other interest rises..2
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