Notice Accounts

SuzzleBumpkin

Maybe so, but they’ve wasted a lot of peoples’ time applying for two days before they’ve cut them all off. 

SuzzleBumpkin

Two new accounts I haven’t seen before.
Oxbury 2.41%. X 95 days
Darlington 2.5% X 90 days (post or in person at branch)

jimexbox

Charter have a 95 day notice at 2.7% AER. Monthly or annual interest. 

Expotter

Time for another update I think, there's been a little bit of movement, nothing to get too excited about but some rates are increasing.

Top rate 90-95 day Notice Accounts (This time I've decided to leave out branch or postal accounts, so if you're interested in those you can find them on Moneyfacts.co.uk)

As of 7/10/22, 11:00 AM  

1.Charter Savings Bank95 Day Notice - Issue 50. 2.70%, paid Monthly or on Anniversary. Min £5k

 https://www.chartersavingsbank.co.uk/Products/NoticeAccount

2. Oxbury Bank Personal 95 Day Notice Account - Issue 16. 2.65%, paid Monthly. Min £1000

https://www.oxbury.com/product-summary-personal-95-day-notice-nap0291111

3. BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 2.52% Expected Profit. Paid Quarterly. Min £10k
 https://www.blme.com/products-and-services/savings/notice-account/

4. Oak North Bank Notice Savings Account. 90 Day. 2.40%, paid Monthly. Min £1

https://www.oaknorth.co.uk/personal-savings/notice-accounts/

=4. RCI Bank UK95 Day Notice Savings Account. 2.40%, paid Monthly or on Anniversary. Min £1000

 https://www.rcibank.co.uk/savings/notice-savings-account

6. Investec Bank plc90-Day Notice Saver Issue 1. 2.35%, paid Monthly. Min £5k 

 https://savings.investec.com/notice-saver 

=6. Close Brothers Savings 95 Day Notice Account (Issue 13). 2.35%, paid Yearly. Min £10k 

 https://www.closesavings.co.uk/personal/savings-accounts/notice-account/95-day

=6.Market Harborough BS90 Day Notice Account.2.35%, paid Yearly. Min £5k

https://mhbs.co.uk/savings/90-day/

9.UBL UKRaisin UK - 95 Day Notice Account, 2.31% paid on closure. Min £1000

https://www.raisin.co.uk/term-deposit/ubl-uk-95-day-notice-account/

10.QIB (UK)Raisin UK - 95 Day Notice Account (Issue 9), 2.30%, paid monthly. Min £1000

https://www.raisin.co.uk/term-deposit/qib-95-day-notice-account/

11. Allica Bank 95-Day Notice Personal Savings Account (Issue 1) 2.26%, paid on Anniversary. Min £10k

https://www.allica.bank/personal/savings/95-day-notice-deposit

12. Zopa Smart Saver 95 day boosted pot. 2.25%. Paid Monthly. Min £1 (App only)

https://www.zopa.com/smart-saver

=12. ICICI Bank UK Raisin UK - 95 Day Notice Account. 2.25%. Paid Monthly. Min £1000

https://www.raisin.co.uk/term-deposit/icici-bank-uk-95-day-notice-account/#bank-product-details



For information only, please do your own research. Updates in BOLD.

Bobblehat

Expotter said:

Time for another update I think, there's been a little bit of movement, nothing to get too excited about but some rates are increasing.

Top rate 90-95 day Notice Accounts (This time I've decided to leave branch or postal accounts out, so if you're interested in those you can find them on Moneyfacts.co.uk)

As of 7/10/22, 11:00 AM  

1.Charter Savings Bank95 Day Notice - Issue 49. 2.32%, paid Monthly or on Anniversary. Min £5k

 https://www.chartersavingsbank.co.uk/Products/NoticeAccount

2. Oxbury Bank Personal 95 Day Notice Account - Issue 16. 2.65%, paid Monthly. Min £1000

https://www.oxbury.com/product-summary-personal-95-day-notice-nap0291111

3. BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 2.52% Expected Profit. Paid Quarterly. Min £10k
 https://www.blme.com/products-and-services/savings/notice-account/

4. Oak North Bank Notice Savings Account. 90 Day. 2.40%, paid Monthly. Min £1

https://www.oaknorth.co.uk/personal-savings/notice-accounts/

=4. RCI Bank UK95 Day Notice Savings Account. 2.40%, paid Monthly or on Anniversary. Min £1000

 https://www.rcibank.co.uk/savings/notice-savings-account

6. Investec Bank plc90-Day Notice Saver Issue 1. 2.35%, paid Monthly. Min £5k 

 https://savings.investec.com/notice-saver 

=6. Close Brothers Savings 95 Day Notice Account (Issue 13). 2.35%, paid Yearly. Min £10k 

 https://www.closesavings.co.uk/personal/savings-accounts/notice-account/95-day

=6.Market Harborough BS90 Day Notice Account.2.35%, paid Yearly. Min £5k

https://mhbs.co.uk/savings/90-day/

9.UBL UKRaisin UK - 95 Day Notice Account, 2.31% paid on closure. Min £1000

https://www.raisin.co.uk/term-deposit/ubl-uk-95-day-notice-account/

10.QIB (UK)Raisin UK - 95 Day Notice Account (Issue 9), 2.30%, paid monthly. Min £1000

https://www.raisin.co.uk/term-deposit/qib-95-day-notice-account/

11. Allica Bank 95-Day Notice Personal Savings Account (Issue 1) 2.26%, paid on Anniversary. Min £10k

https://www.allica.bank/personal/savings/95-day-notice-deposit

12. Zopa Smart Saver 95 day boosted pot. 2.25%. Paid Monthly. Min £1 (App only)

https://www.zopa.com/smart-saver

=12. ICICI Bank UK Raisin UK - 95 Day Notice Account. 2.25%. Paid Monthly. Min £1000

https://www.raisin.co.uk/term-deposit/icici-bank-uk-95-day-notice-account/#bank-product-details



For information only, please do your own research. Updates in BOLD.

Not sure if there has been a copy & paste problem, but CSB 95 Day Issue 50 is 2.70% AER, as reported by jimexbox yesterday. Did you mean to put that at the top instead of the older one, because as it stands at the moment #2 is higher than #1? Apologies if I have misunderstood!

Also, MSE is incorrectly reporting it in their Top Savings Accounts - Notice Account table as 2.75%!

Expotter

Sorry, just a mistake. That was their previous issue, but the link was to the right account. Already corrected.

Bobblehat

Expotter said:

Sorry, just a mistake. That was their previous issue, but the link was to the right account. Already corrected.

Thanks ... great work keeping this up to date 

SuzzleBumpkin

I’m putting Zopa, DF Capital, and Allica via Flagsone on notice next week if they haven’t reacted with very competitive rate rises. So many products with better rates. And more to come in the next month or so, no doubt. 

SuzzleBumpkin

@Expotter , thank you for your hard work putting that together. It’s REALLY useful. I’m betting loads of forum lurkers wait for your updates. Better than the usual website lists for sure. 😊 👏

SuzzleBumpkin

One thing to bear in mind with OakNorth Bank. I recently gave notice for a smallish withdrawal. The money was moved out of the account into a kind of holding area until the payment date. So when I come to withdraw the whole amount I will lose literally THREE MONTHS INTEREST. Do any other accounts do this? It’s a lot of money to lose unless you plan on keeping your money in very long term.