Notice Accounts

NameWithheld

StayinAlive said:

Don't know if this has been mentioned in this thread and I can't see it in the T&C's but, in respect of the OakNorth notice accounts, does anyone know if/how it is possible to rescind a withdrawal request once made (not that I'm currently planning to)?

If you've got two different issues of the account, moving all the money from one to the other will rescind the withdrawal request on that money

NameWithheld

isasmurf said:

soulsaver said:

@Expotter Nobody else seems to have said owt - but your list is correct: Oaknorth dropped their 2.31% back to 2.26% again... it may have been a mistake but they're honouring mine after I queried it... if I cba to open another ac.

They are different issues. The 2.31% available yesterday was issue 22. That was pulled today and replaced by issue 23 @ 2.26%
https://www.oaknorth.co.uk/wp-content/uploads/2022/02/ONB_Personal-Notice-Account-Current-Interest-Rates-All-Issues.pdf

I curious as to why they bothered with issue 22 for one day only. It can't have pulled much new money in, especially given the nature of that day's breaking news which would have distracted people.

Anyway, I managed to open issue 22 early on Friday before they pulled it. But it wasn't new money - just moved from an earlier issue.

Expotter

New update to my list of the top rate 90-95 day Notice Accounts, 

As of 13/9/22, 14:00 PM  

1. BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 2.52% Expected Profit. Paid Quarterly. Min £10k

2. DF Capital 90 Day Notice Account (Issue 1) 2.30%, paid Monthly. Min £1k

=2. Close Brothers Savings 95 Day Notice Account (Issue 13). 2.30%, paid Yearly. Min £10k

4. Oak North Bank Notice Savings Account. 90 Day. 2.26%, paid Monthly. Min £1

=4. Allica Bank 95-Day Notice Personal Savings Account (Issue 1) 2.26%, paid on Anniversary. Min £10k

6. Zopa Smart Saver 95 day boosted pot. 2.25%. Paid Monthly. Min £1 

=6. Charter Savings Bank 95 Day Notice - Issue 48. 2.25%, paid on Anniversary or Monthly. Min £5k

=6. Mansfield BS Postal Savings 90 Day Notice (6th Issue). 2.25%, paid yearly. Min £1k. Postal Only.
 
9. Gatehouse Bank 95 Day Notice Account. 2.20%, paid on Anniversary or Monthly. Min £500

For information only, please do your own research. Updates in Bold

t1redmonkey

Al Rayan have got in on the notice accounts, with a 120 day one at 2.4%.  It's not quite table topping but has a lower minimum deposit than the BLME one (only £2.5k needed instead of £10k).  Also monthly interest instead of quarterly.

Expotter

Another new entry to my list of the top rate 90-95 day Notice Accounts, I've also added links to all of them

As of 15/9/22, 11:00 AM  

1. BLME Bank of London and the Middle East. 90 Day Notice Account (Issue 5). 2.52% Expected Profit. Paid Quarterly. Min £10k
 https://www.blme.com/products-and-services/savings/notice-account/

2. Investec Bank plc90-Day Notice Saver Issue 1. 2.35%, paid Monthly. Min £5k  https://savings.investec.com/notice-saver

3. DF Capital 90 Day Notice Account (Issue 1) 2.30%, paid Monthly. Min £1k  

3. Close Brothers Savings 95 Day Notice Account (Issue 13). 2.30%, paid Yearly. Min £10k  https://www.closesavings.co.uk/personal/savings-accounts/notice-account/95-day

4. Oak North Bank Notice Savings Account. 90 Day. 2.26%, paid Monthly. Min £1
https://www.oaknorth.co.uk/personal-savings/notice-accounts/

=4. Allica Bank 95-Day Notice Personal Savings Account (Issue 1) 2.26%, paid on Anniversary. Min £10k
https://www.allica.bank/personal/savings/95-day-notice-deposit

6. Zopa Smart Saver 95 day boosted pot. 2.25%. Paid Monthly. Min £1 (App only)
https://www.zopa.com/smart-saver

=6. Charter Savings Bank 95 Day Notice - Issue 48. 2.25%, paid on Anniversary or Monthly. Min £5k
https://www.chartersavingsbank.co.uk/Products/NoticeAccount

=6. Mansfield BS Postal Savings 90 Day Notice (6th Issue). 2.25%, paid yearly. Min £1k. Postal Only.
 https://www.mansfieldbs.co.uk/savings/postal-savings-90-day-notice-6th-issue/

9. Gatehouse Bank 95 Day Notice Account. 2.20%, paid on Anniversary or Monthly. Min £500 https://gatehousebank.com/personal/savings/notice-accounts/95-day-notice-account

For information only, please do your own research. Updates in Bold

jaypers

Just had notification that Investec 90 Day Notice increasing from 2.08% to 2.33%

SuzzleBumpkin

  I also opened an OakNorth account at 2.31%. Seems strange to withdraw it when Investec has gone the other way, increasing interest to 2.33%. 2.26% doesn’t seem that competitive to me, and I wouldn’t  have got the account. I’m going to wait until after 22nd to see what other products pop up before I choose another one. I also got a BLME account at 2.52%.

SuzzleBumpkin

I’ve just opened a BLME 90 day notice account, which I’ve only topped up to the minimum deposit level today. They’ve not given me any details so far about an online platform where I can view my account. Do they have one? 

Old_Slaphead

No BLME doesn't offer online account enquiries

SuzzleBumpkin

Old_Slaphead said:

No BLME doesn't offer online account enquiries

Thanknyou. 😊 So is everything dealt with via phone, email and post?