Injury compensation from car crash Q? 1 July at 5:58PM in Insurance & life assurance 11 replies 241 views

Mr_Incredible

I’m with admiral and someone crashed into the back of me. It hurt my neck bad and also appears to have caused a bulging disk in my lower back. I been on tramadol for quite a while 

they did some video medical 
assessment of me and after a total of over 6 months after the crash, admiral law want me to sign a letter that I will accept any offer from the other side in excess of £4,895 

ibr been in pain for 6 months and if it doesn’t get better I may need a discectomy back operation.

Any advice welcome as to if this offer seems fair ? 

Sandtree

What does your solicitor say?

Mr_Incredible

Sandtree said:

What does your solicitor say?

Admiral Law are my solicitors, so they want me to sign off that I will accept anything at or over £4,895.

with that I presume they will approach the other parties solicitors who have already confirmed liability.

years ago I sustained a back injury from a car accident and I took the first offer which was £10,000.

turnitround

years ago I sustained a back injury from a car accident and I took the first offer which was £10,000.

I would be very careful about who you say that to. I had a friend who had quite a serious accident about 14 years ago and was offered almost £90k. On his solicitors advice he turned it down and ended with only 10% of the offer as it was discovered he had previously had a similar issue. 
Have your medical records been looked at by both sides?

Sandtree

Suggest you look at the Eggshell Skull rule @turnitround

Mr_Incredible said:

Sandtree said:

What does your solicitor say?

Admiral Law are my solicitors, so they want me to sign off that I will accept anything at or over £4,895.

Your solicitors have had the benefit of seeing your records and have a duty of care to you. If there professional opinion is that its what your injury is worth based on the evidence then any random stranger online who hasn't seen the medical evidence  shouldn't really be commenting

user1977

How have they arrived at that figure?

I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.

Mr_Incredible

turnitround said:

years ago I sustained a back injury from a car accident and I took the first offer which was £10,000.

I would be very careful about who you say that to. I had a friend who had quite a serious accident about 14 years ago and was offered almost £90k. On his solicitors advice he turned it down and ended with only 10% of the offer as it was discovered he had previously had a similar issue. 
Have your medical records been looked at by both sides?

I have a pre existing condition which makes me more susceptible 

Mr_Incredible

user1977 said:

How have they arrived at that figure?

I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.

Some sort of a government initial guidance on whiplash. But this is beyond whiplash and bruising. It’s mafe a disk bulge and I have a nerve problem Now 

Mr_Incredible

Sandtree said:

Suggest you look at the Eggshell Skull rule @turnitround

Mr_Incredible said:

Sandtree said:

What does your solicitor say?

Admiral Law are my solicitors, so they want me to sign off that I will accept anything at or over £4,895.

Your solicitors have had the benefit of seeing your records and have a duty of care to you. If there professional opinion is that its what your injury is worth based on the evidence then any random stranger online who hasn't seen the medical evidence  shouldn't really be commenting

They’re seen original letters from the hospital so far 

Sandtree

Mr_Incredible said:

user1977 said:

How have they arrived at that figure?

I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.

Some sort of a government initial guidance on whiplash. But this is beyond whiplash and bruising. It’s mafe a disk bulge and I have a nerve problem Now 

Whiplash doesn't  have guidance from the government, its now a fixed tariff 

user1977

Mr_Incredible said:

user1977 said:

How have they arrived at that figure?

I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.

Some sort of a government initial guidance on whiplash. But this is beyond whiplash and bruising. It’s mafe a disk bulge and I have a nerve problem Now 

And when you discussed that with your solicitor, what did they say?