Injury compensation from car crash Q?

I’m with admiral and someone crashed into the back of me. It hurt my neck bad and also appears to have caused a bulging disk in my lower back. I been on tramadol for quite a while 

they did some video medical 
assessment of me and after a total of over 6 months after the crash, admiral law want me to sign a letter that I will accept any offer from the other side in excess of £4,895 

ibr been in pain for 6 months and if it doesn’t get better I may need a discectomy back operation.

Any advice welcome as to if this offer seems fair ? 
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  • Sandtree
    Sandtree Forumite Posts: 10,628
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    What does your solicitor say?
  • Mr_Incredible
    Mr_Incredible Forumite Posts: 247
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    Sandtree said:
    What does your solicitor say?
    Admiral Law are my solicitors, so they want me to sign off that I will accept anything at or over £4,895.

    with that I presume they will approach the other parties solicitors who have already confirmed liability.

    years ago I sustained a back injury from a car accident and I took the first offer which was £10,000.








  • turnitround
    turnitround Forumite Posts: 715
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    years ago I sustained a back injury from a car accident and I took the first offer which was £10,000.

    I would be very careful about who you say that to. I had a friend who had quite a serious accident about 14 years ago and was offered almost £90k. On his solicitors advice he turned it down and ended with only 10% of the offer as it was discovered he had previously had a similar issue. 
    Have your medical records been looked at by both sides?
  • Sandtree
    Sandtree Forumite Posts: 10,628
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    edited 1 July 2022 at 5:41PM
    Suggest you look at the Eggshell Skull rule @turnitround

    Sandtree said:
    What does your solicitor say?
    Admiral Law are my solicitors, so they want me to sign off that I will accept anything at or over £4,895.
    Your solicitors have had the benefit of seeing your records and have a duty of care to you. If there professional opinion is that its what your injury is worth based on the evidence then any random stranger online who hasn't seen the medical evidence  shouldn't really be commenting
  • user1977
    user1977 Forumite Posts: 12,397
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    How have they arrived at that figure?

    I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.
  • Mr_Incredible
    Mr_Incredible Forumite Posts: 247
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    years ago I sustained a back injury from a car accident and I took the first offer which was £10,000.

    I would be very careful about who you say that to. I had a friend who had quite a serious accident about 14 years ago and was offered almost £90k. On his solicitors advice he turned it down and ended with only 10% of the offer as it was discovered he had previously had a similar issue. 
    Have your medical records been looked at by both sides?
    I have a pre existing condition which makes me more susceptible 
  • Mr_Incredible
    Mr_Incredible Forumite Posts: 247
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    user1977 said:
    How have they arrived at that figure?

    I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.
    Some sort of a government initial guidance on whiplash. But this is beyond whiplash and bruising. It’s mafe a disk bulge and I have a nerve problem Now 
  • Mr_Incredible
    Mr_Incredible Forumite Posts: 247
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    Sandtree said:
    Suggest you look at the Eggshell Skull rule @turnitround

    Sandtree said:
    What does your solicitor say?
    Admiral Law are my solicitors, so they want me to sign off that I will accept anything at or over £4,895.
    Your solicitors have had the benefit of seeing your records and have a duty of care to you. If there professional opinion is that its what your injury is worth based on the evidence then any random stranger online who hasn't seen the medical evidence  shouldn't really be commenting
    They’re seen original letters from the hospital so far 
  • Sandtree
    Sandtree Forumite Posts: 10,628
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    user1977 said:
    How have they arrived at that figure?

    I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.
    Some sort of a government initial guidance on whiplash. But this is beyond whiplash and bruising. It’s mafe a disk bulge and I have a nerve problem Now 
    Whiplash doesn't  have guidance from the government, its now a fixed tariff 
  • user1977
    user1977 Forumite Posts: 12,397
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    user1977 said:
    How have they arrived at that figure?

    I doubt any of us can offer particularly useful advice without knowing more about how the injury has affected your life and what the prognosis is.
    Some sort of a government initial guidance on whiplash. But this is beyond whiplash and bruising. It’s mafe a disk bulge and I have a nerve problem Now 
    And when you discussed that with your solicitor, what did they say?
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