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Aiming To Finally Be Debt Free by 2025
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Good luck with your reseller plansAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Good luck with the challenge!"If you can dream it, you can do it". Walt Disney2
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I know how you love a challange!
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thanks everyone - yes I do love a challenge Lou!! 😁
So I’ve spent my £1. I got a Wallace and Gromit heat change mug for 50p and an infrared foot massager for 50p. The latter works so they’ve both been listed. Fingers crossed for a quick sale!!
Emz xx3 -
MorningWas hoping I was going to wake up to one of my 50p items being sold, but sadly not yet.I’m going to have another little challenge running alongside this one. My niece is saving for an iPad, and she’s doing little odd jobs, making cards etc to raise money, but it’s going to take her ages bless her. I picked up a bundle of free toys last night, so I’m going to sell them and reinvest the money into other things to sell and I should be able to raise then money for her quite quickly. I haven’t told her this, as I want her to carry on try to earn some money herself.I’m expecting lots of complaints this week regarding the parcels that seem to have gone astray. Already got 2 of the buyers chasing their items. I’ve opened cases with Evri for those and will try and call inpost later to see if they are still in the lockers.I paid £230 off my oxygen loan, so there’s £1,300 left on that.Emz xx3
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That's evri for you. I simply won't buy if they are the courier. They are completely useless here.3
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How irritating re the courier.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Morning everyone.Been busy the past couple of days. Had to go to work last night for 2 hours training. Extra £20 pay, but god it was boring 🥱
My parcel issue was finally sorted after I complained and they’re starting to arrive with the buyers now, which is a big relief!!
I’ve had sales, but my 50p items haven’t sold and neither have any of my freebie items for my niece’s iPad. Need to step up my game. Annoyingly an item I did get at the car boot for a pound has sold. Should’ve picked that one for the challenge!!
Emz xx3 -
it will take some practice I would have thought to find the right items to sell.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Morning
One of my 50p items sold 🥳 - it was the mug and only for £4, but it was on Vinted, so no fees, meaning I’ve got £4 to spend on something else now. We might be heading to a car boot later this morning, so will see what I can find.Emz xx4
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