MSE 3 PAYG workaround

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in Mobiles
We've been with 3 since 2018 on a 1 month notice plan with 50%
friends and family discount. At the time, the 1 month option was good
because we wanted to try the service/coverage and the 50% discount made
it a reasonable cost for that flexibility.
Over
time the price has increased so it just under £11/m for 4GB. We've used
the roam free capability in the US and Europe on an annual basis until
C19.
I'm thinking of reducing costs, and
I'm aware that changing contracts may mean I would be subject to
CPI+3.9% (or similar) annual increases and possibly no free roaming.
One
of the suggestions on the MSE website for roaming is the 3 PAYG SIM.
How would this work if, say, I moved to another provider and used a 3
PAYG whilst abroad, but....
a) my bank/credit card provider/other party tried to call me. Is it possible to forward all calls to the temporary 3 number?
b)
a website wants to send a SMS to my number (part of 2 factor
authorisation logon). I'm guessing there's no way to forward text
messages to the temporary 3 number? Perhaps the website would provide
another way to verify me through 2FA?
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Replies
Whilst it doesn't currently attract the per day cost for roaming that the 3 contract sims now do I imagine that it is just a question of time ... (most of the competitors already do this).
Whilst there are still free options for roaming in Europe it's harder for the US.
Text messages (SMS) are independent of mobile data and not affected by data settings, so will arrive whenever cellular roaming is active.
Thanks. I didn't appreciate SMS were not data.
A second SIM (or for more choice, eSIM) used for international data is usually only around £3 per GB
Lots to choose from:
https://esimdb.com/usa
Many of the providers offer eSIMs covering multiple countries, and data with long expiry.
E.g. BNESIM E7 covers 100 + countries, most of Europe, US and includes UK (so you test before you go!)
And keep your main SIM/contract as is, without compromising the package just for a few weeks foreign data.