Query re change over to Universal Credit - how much will I lose??

ChrisJJ

With the change over to Universal Credit looming, I'm concerned about how much worse off I'll be. Currently receiving ESA and PIP. Apparently, incomes will be protected for a certain period if moving from legacy benefits, but I don't know how long for. Presumably there's a point at which you'll solely be on whatever elements of UC you qualify for. I did a caluculation some time back and worked out that, at a minimum, I'll be $240 per month worse off (can't locate a pound sign!).

Does anyone know how long your income is protected for once you've moved over?

calcotti

If you are moved across your initial UC amount will be set to match your previous benefit entitlement by adding a transitional element to the UC calculation.

Thereafter each time some other element increases the transitional element will reduce by the same amount. Your maximum amount is therefore effectively frozen until such time as the transitional amount has reduced to nil. How long this takes will entirely depend on your circumstances. Some changes of circumstance, such as changing your relationship status,  will end the transitional element.

tifo

You've also got to see how UC will affect you in terms of how they deal with you, work search etc. Depends on your personal circumstances.

I think it's not all about the money. It's also how you're treated on UC.

calcotti

tifo said:

You've also got to see how UC will affect you in terms of how they deal with you, work search etc. Depends on your personal circumstances.

I think it's not all about the money. It's also how you're treated on UC.

If they are on ESA now they will not, under current rules, have any work search requirements on UC.

ChrisJJ

calcotti said:

tifo said:

You've also got to see how UC will affect you in terms of how they deal with you, work search etc. Depends on your personal circumstances.

I think it's not all about the money. It's also how you're treated on UC.

If they are on ESA now they will not, under current rules, have any work search requirements on UC.

Yes, I'm om ESA and don't have to undertake any work related activity. I'm in the Support Group.