Flying to spain in a few weeks husband has tested positive for covid - insurance questions

oliel

We are flying to spain in a few weeks and hubby has currently tested positive 3 days ago after having symptoms for 2 days prior.  My worry is this could spread to other members of the family and someone will still test positive when we are due to go.  Our holiday is a villa booked via booking.com which is non refundable now. and flights via ryan air.  i took out insurance with Churchill which includes covid cover (as recommended by MSE) - i believe we will be covered for the villa but am unsure if they will pay out on the flights as it seems ryan air only give vouchers if you have to cancel due to covid.  Vouchers are no use to us as we work and cant change holiday dates and no plans to travel next year.  Also wondering if i have to cancel the flight and then would have to get a pcr test to prove to insurer and how long before departure to do this?  Will be gutted to cancel 5 days before and then get negative tests - any advice much appreciated.  

silvercar

As your holiday is a few weeks away, I would have thought anyone catching it from family members will be recovered by then. 

Are you all fully vaccinated? If so you don’t need to test before travelling.

oliel

silvercar said:

As your holiday is a few weeks away, I would have thought anyone catching it from family members will be recovered by then. 

Are you all fully vaccinated? If so you don’t need to test before travelling.

Yes all fully vaccinated 

silvercar

oliel said:

silvercar said:

As your holiday is a few weeks away, I would have thought anyone catching it from family members will be recovered by then. 

Are you all fully vaccinated? If so you don’t need to test before travelling.

Yes all fully vaccinated 

As long as you meet Spain’s definition of fully vaccinated you don’t need to test. 

In any case, a few weeks time gives you plenty of time for recovery. 

NoodleDoodleMan

Do we need two threads on the same scenario ?

https://forums.moneysavingexpert.com/discussion/6366244/am-i-able-to-get-a-refund-from-ryan-air-if-i-catch-covid#latest

mopezone

Flying to Bulgaria on the 30th - tested positive on Friday 24th - chances are I'll still be positive on flight day, so looks like I'll have to cancel and claim on my insurance :-(
My question is what type of test will an insurance company accept as evidence that I can't travel? Does it have to be PCR or could it be a self administered Lateral Flow with the result submitted for certification?   

eskbanker

mopezone said:

Flying to Bulgaria on the 30th - tested positive on Friday 24th - chances are I'll still be positive on flight day, so looks like I'll have to cancel and claim on my insurance :-(
My question is what type of test will an insurance company accept as evidence that I can't travel? Does it have to be PCR or could it be a self administered Lateral Flow with the result submitted for certification?   

There isn't really a one-size-fits-all answer for 'an' insurance company, so you'll have to consult your insurance company to ascertain their requirements.

lisyloo

oliel said:

We are flying to spain in a few weeks and hubby has currently tested positive 3 days ago after having symptoms for 2 days prior.  My worry is this could spread to other members of the family and someone will still test positive when we are due to go.  Our holiday is a villa booked via booking.com which is non refundable now. and flights via ryan air.  i took out insurance with Churchill which includes covid cover (as recommended by MSE) - i believe we will be covered for the villa but am unsure if they will pay out on the flights as it seems ryan air only give vouchers if you have to cancel due to covid.  Vouchers are no use to us as we work and cant change holiday dates and no plans to travel next year.  Also wondering if i have to cancel the flight and then would have to get a pcr test to prove to insurer and how long before departure to do this?  Will be gutted to cancel 5 days before and then get negative tests - any advice much appreciated.  

If it’s possible then leave him in one bedroom of the house and sleep in another bedroom.
its not inevitable that other family members will get it.