Flying to spain in a few weeks husband has tested positive for covid - insurance questions
in Coronavirus travel help & info
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We are flying to spain in a few weeks and hubby has currently tested positive 3 days ago after having symptoms for 2 days prior. My worry is this could spread to other members of the family and someone will still test positive when we are due to go. Our holiday is a villa booked via booking.com which is non refundable now. and flights via ryan air. i took out insurance with Churchill which includes covid cover (as recommended by MSE) - i believe we will be covered for the villa but am unsure if they will pay out on the flights as it seems ryan air only give vouchers if you have to cancel due to covid. Vouchers are no use to us as we work and cant change holiday dates and no plans to travel next year. Also wondering if i have to cancel the flight and then would have to get a pcr test to prove to insurer and how long before departure to do this? Will be gutted to cancel 5 days before and then get negative tests - any advice much appreciated.
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My question is what type of test will an insurance company accept as evidence that I can't travel? Does it have to be PCR or could it be a self administered Lateral Flow with the result submitted for certification?
its not inevitable that other family members will get it.