packaged bank accounts

Daliah

kten said:

"Barclays offer a travel pack with worldwide travel insurance up to the age of 80, and fully comprehensive RAC breakdown cover for £12.50 per month" -- sounds a good offer but the latter half is useless as far as I'm concerned because I don't drive. Don't know why even if I answer No when asking whether I drive or not, it still adds it to the package or in which case Barclays should not ask that question?

They ask this question because over the years, too many people have claimed their packaged account charges back, on the grounds that they were never told / asked about elements of the insurance cover, and never got any benefits from them.

If you want an insurance without breakdown cover, you can get it from many other places. You are unlikely to get the same keen prices, though, and the items covered are almost certainly different. You'll have to examine the detailed T&Cs.

Only you can tell which ones work best for you.

[Deleted User]

kten said:

"Barclays offer a travel pack with worldwide travel insurance up to the age of 80, and fully comprehensive RAC breakdown cover for £12.50 per month" -- sounds a good offer but the latter half is useless as far as I'm concerned because I don't drive. Don't know why even if I answer No when asking whether I drive or not, it still adds it to the package or in which case Barclays should not ask that question?

The accounts are all or nothing, if you take an account with incentives that you don't need / can't use, that might give you cause for complaint later if you were one of the money grubbers who pretend they were miss-sold - hence it's all up front so you can't argue you weren't aware