Bought a car with no logbook

needabed
needabed Posts: 91 Forumite
Eighth Anniversary 10 Posts Combo Breaker
I bought a car from a large dealership and they said they were waiting on the logbook as they had bought the car from an auction. They provided me a V62 form and reassured me this is normal and that they would post me the logbook once they get it. I did the V62 at the post office, but it can be up to 6 weeks to get the answer.

The road tax checker on gov.uk has it as taxed until 1 July 2022. So I assume I get some insurance done and then it's all fine to drive? Hopefully I get a response from the V62 or the logbook before the 1st. If not I guess I won't be able to drive after that until I get road tax renewed.

Anyone had a similar experience?
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Comments

  • Grumpy_chap
    Grumpy_chap Posts: 17,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How old is the car that you have purchased? 
    Is it a nearly-new pre-reg where the Dealer cannot sell the car until they have owned it for a certain period, but sold it in advance anyway?

    Whatever tax the car had is cancelled when the car is sold to you so, as the buyer, you need to pay for new tax from the date of collecting the car.  Often the Dealer would have done that as part of their service to you.  If they have not in this case and you cannot tax at the Post Office, then ask the Dealer to sort it.

  • facade
    facade Posts: 7,469 Forumite
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    needabed said:
    I bought a car from a large dealership and they said they were waiting on the logbook as they had bought the car from an auction. They provided me a V62 form and reassured me this is normal and that they would post me the logbook once they get it. I did the V62 at the post office, but it can be up to 6 weeks to get the answer.
    I don't think so...

    If the car was "in trade" then it wouldn't be taxed, as the tax is cancelled when it is registered "in trade" and it cannot be taxed unless registered to a keeper.

    So to have tax it is currently registered to someone.(This could be a dealer)

    The V62 will generate a V5 in the fullness of time, as DVLA write to the current keeper and give them some time (might be 28 days) to object to the change of owner- this stops me applying for a V5 in a false name for the chap over the road's Porsche, and selling it while he is out.


    To tax it, the registered keeper has to change to you. Otherwise, if you succeed in paying for the tax (you shouldn't be able to as you need the current V5 number, and if you had it you could have changed keeper, taxed it and sorted everything) it will be in the name of the current keeper, and when the new V5 goes through they will get a refund.


    I don't know what you can do, it can't be a unique situation, you may even have to keep the car off the road until it is registered to you and you can tax it.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • Herzlos
    Herzlos Posts: 15,559 Forumite
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    For future reference; don't buy a car with no log book.Even cars at auctions have them. 

    Basically you can't tax the car until you get the V5, which will take 5 weeks unless the previous owner objects. If the previous owner lost the car due to a repossession you're stuffed. 
  • iwb100
    iwb100 Posts: 614 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Tax is no longer transferable. So your car is untaxed. You can’t drive it until you can tax it. That’s the bottom line. If you drive it now you won’t be insured because it’s not taxed appropriately. 
  • DB1904
    DB1904 Posts: 1,240 Forumite
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    iwb100 said:
    Tax is no longer transferable. So your car is untaxed. You can’t drive it until you can tax it. That’s the bottom line. If you drive it now you won’t be insured because it’s not taxed appropriately. 
    That is simply untrue. 
  • shiraz99
    shiraz99 Posts: 1,823 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Herzlos said:
    For future reference; don't buy a car with no log book. Even cars at auctions have them

    Basically you can't tax the car until you get the V5, which will take 5 weeks unless the previous owner objects. If the previous owner lost the car due to a repossession you're stuffed. 
    It's very common they don't.
  • iwb100
    iwb100 Posts: 614 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    DB1904 said:
    iwb100 said:
    Tax is no longer transferable. So your car is untaxed. You can’t drive it until you can tax it. That’s the bottom line. If you drive it now you won’t be insured because it’s not taxed appropriately. 
    That is simply untrue. 
    Fair point. It may be true depending upon the conditions of insurance the OPs insurer have. 
  • Car_54
    Car_54 Posts: 8,737 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    iwb100 said:
    DB1904 said:
    iwb100 said:
    Tax is no longer transferable. So your car is untaxed. You can’t drive it until you can tax it. That’s the bottom line. If you drive it now you won’t be insured because it’s not taxed appropriately. 
    That is simply untrue. 
    Fair point. It may be true depending upon the conditions of insurance the OPs insurer have. 
    No, it may not.
  • iwb100
    iwb100 Posts: 614 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Car_54 said:
    iwb100 said:
    DB1904 said:
    iwb100 said:
    Tax is no longer transferable. So your car is untaxed. You can’t drive it until you can tax it. That’s the bottom line. If you drive it now you won’t be insured because it’s not taxed appropriately. 
    That is simply untrue. 
    Fair point. It may be true depending upon the conditions of insurance the OPs insurer have. 
    No, it may not.
    Some insurers have appropriately taxed vehicle as a condition of insurance. Or used to,


  • Car_54
    Car_54 Posts: 8,737 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    iwb100 said:
    Car_54 said:
    iwb100 said:
    DB1904 said:
    iwb100 said:
    Tax is no longer transferable. So your car is untaxed. You can’t drive it until you can tax it. That’s the bottom line. If you drive it now you won’t be insured because it’s not taxed appropriately. 
    That is simply untrue. 
    Fair point. It may be true depending upon the conditions of insurance the OPs insurer have. 
    No, it may not.
    Some insurers have appropriately taxed vehicle as a condition of insurance. Or used to,


    Yes, but if they want to cancel the policy they have to tell you, so there is no question of committing an offence.
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