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My journey to health, wealth (well, saving for works to house, so not really!) and hobbies

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  • Just caught up on your diary. Hope you are feeling a little better
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Sending you love Rebecca XXX 
    Nevertheless she persisted.
  • Blackcats
    Blackcats Posts: 3,888 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Sending you kind thoughts and good wishes.

  • Hello all. Just to say I’m alive!  I’ve not been on here for ages (66 posts on black cats thread and 133 on buffys since I was last on) so have some catching up to do (though not sure yet when I’ll manage this).

    In the meantime hope everyone is well. 
  • Chrystal
    Chrystal Posts: 2,000 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Lovely to 'see' you Rebecca. :smiley:
    Hope all is going well.  XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • You have been in my thoughts, lovely to hear from you, hope you and your family are keeping much better now.x
  • Blackcats
    Blackcats Posts: 3,888 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    So good to hear from you.  Look forward to catching up on your news when you are ready - in the meantime take care of you. X 
  • Sun_Addict
    Sun_Addict Posts: 24,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear from you, hope all is well.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • *waves* 

    Big love XXXX 
    Nevertheless she persisted.
  • Hey all! Sorry I’ve been MIA for ages. Life seemed to get a bit overwhelming but I think I’m ok now.

    updates: hmmmm difficult as I guess it’s been a long time! We’ve done ok MSE wise but could do a lot better. It just seems to cost so much to live!

    builder came round recently - we will get quote in feb as they are stacked until then with a view to starting sept(!) so we are manically saving and won’t be able to book any holidays until we know how much it is likely to be (and factored in a spend for contingencies). Trying hard to get 1 or 2 more quotes but it’s difficult as builders reluctant given they are so busy! 

    Work is still difficult. 

    Trying to be more MSE by using up leftovers. DH cooked a Christmas ham on Xmas eve and loads left so today we bought some leeks and he’s made a load of pie fillings which we’ve frozen and the will make into pies as and when. Tonight a load of leftovers have gone onto home made pizzas to use those up

    all ver boring!! 
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