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My journey to health, wealth (well, saving for works to house, so not really!) and hobbies
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Just caught up on your diary. Hope you are feeling a little betterAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/261 -
Sending you love Rebecca XXXNevertheless she persisted.2
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Sending you kind thoughts and good wishes.
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Hello all. Just to say I’m alive! I’ve not been on here for ages (66 posts on black cats thread and 133 on buffys since I was last on) so have some catching up to do (though not sure yet when I’ll manage this).
In the meantime hope everyone is well.4 -
Lovely to 'see' you Rebecca.
Hope all is going well. XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy3 -
You have been in my thoughts, lovely to hear from you, hope you and your family are keeping much better now.x3
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So good to hear from you. Look forward to catching up on your news when you are ready - in the meantime take care of you. X3
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Good to hear from you, hope all is well.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪3
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*waves*
Big love XXXXNevertheless she persisted.3 -
Hey all! Sorry I’ve been MIA for ages. Life seemed to get a bit overwhelming but I think I’m ok now.
updates: hmmmm difficult as I guess it’s been a long time! We’ve done ok MSE wise but could do a lot better. It just seems to cost so much to live!
builder came round recently - we will get quote in feb as they are stacked until then with a view to starting sept(!) so we are manically saving and won’t be able to book any holidays until we know how much it is likely to be (and factored in a spend for contingencies). Trying hard to get 1 or 2 more quotes but it’s difficult as builders reluctant given they are so busy!Work is still difficult.Trying to be more MSE by using up leftovers. DH cooked a Christmas ham on Xmas eve and loads left so today we bought some leeks and he’s made a load of pie fillings which we’ve frozen and the will make into pies as and when. Tonight a load of leftovers have gone onto home made pizzas to use those up
all ver boring!!3
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