Paying a tradesman with a credit card 3 June 2022 at 1:46PM in Credit cards 17 replies 790 views

DJ888

Hi,

Totally unsure about this.

I have tried going through my banking app and pay the tradesman using my credit card but there isn't an option to do so. He hadn't got a card machine.
He gave me his account number and sort code.

Any ideas?

Thanks

On-the-coast

Ask your tradesman. 

Be prepared for him to say he doesn’t take credit cards (In my experience, most don’t)

comeandgo

You can’t pay him using your credit card if he does not have the facilities to take credit cards.

Maskface

If he's given you his account number and sort code then pay him by bank transfer. 

marcia_

 If you pay by bank transfer you have no protection like s75 or chargeback 

Maskface

marcia_ said:

 If you pay by bank transfer you have no protection like s75 or chargeback 

It's all a bit academic if he doesn't accept credit card payment. Presumably they've had the service he provided so unless they aren't happy with that work what protection do they need? He did the work and should rightly now be paid for it. 

grumbler

Some credit cards offer 'money transfers' that can be used to pay money to a bank account (sort code +  account number). It's basically the same as a cash advance unless there is some offer in place like, say, 0% for X months (with some fee for the transfer).

Needless to say that there is no s.75 protection in this case if it's what the OP wanted.

diystarter7

marcia_ said:

 If you pay by bank transfer you have no protection like s75 or chargeback 

So how can the OP get protection if the tradesman has no card reader? You can now see what you have said does not add up.

dil1976

diystarter7 said:

marcia_ said:

 If you pay by bank transfer you have no protection like s75 or chargeback 

So how can the OP get protection if the tradesman has no card reader? You can now see what you have said does not add up.

Can you point out where the OP has asked for s75 protection on their post?

diystarter7

marcia_ said:

 If you pay by bank transfer you have no protection like s75 or chargeback 

@dil1976    Did you not read that.

dil1976

diystarter7 said:

marcia_ said:

 If you pay by bank transfer you have no protection like s75 or chargeback 

@dil1976    Did you not read that.

Yes I have read the original post and there is no mention in there of s75 protection that has only been mentioned by others