Paying off NatWest credit card from Nationwide account

WillPS

Fingerbobs said:

Deleted_User said:

Sandtree said:

ThatGuy11200 said:

Even though I select "Your own account or card" in the single payment drop-down menu, it doesn't allow card details to be entered.

Am I missing something?

Yes, that several banks use similar language but mean "your own account or card that you hold with us not someone else". To push the monies from your current account you'll need to select to pay a third party and then ultimately choose a NatWest credit card.

Personally think a pull payment is better and so go into your NatWest app and choose to pay the credit card by a debit card payment. These days most banks consider the payment made once you give the details whereas a push payment from your current account only lands when the funds are cleared in your credit card company's account.

I'm of the opposite view; not all card issuers accept debit card payments & also they can get declined etc. 

Faster Payment/ bill payment is usually a better option. From a practical perspective, they usually arrive as cleared funds in seconds. 

This. Actually I'm pretty sure NatWest are one of those credit card issuers that don't accept debit card payments at all.

It appears you might be right. It used to be an option on their credit cards online account (which seems to have been retired) and by calling up and using an automated service - I just tried calling and it just kept trying to get me to make a transfer.

FWIW, I prefer to pay by debit card, mostly because Halifax pay me and my fiancée ~1% cashback effectively to do so.