📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Recently bankrupt debts building up again

Options
13

Comments

  • There are more and more people going into debt again after bankruptcy 
  • Maskface
    Maskface Posts: 219 Forumite
    100 Posts Name Dropper
    There are more and more people going into debt again after bankruptcy 
    Citation required.
  • Maskface said:
    There are more and more people going into debt again after bankruptcy 
    Citation required.
    I know from speaking to citizens advice 

    but your right it would be good to see some charts comparing previous years
  • Oooo that doesn't sound ideal! Stepchange would be my shout but seems like you've already gone that route. Good luck, stay positive! Maybe time to find a rich aunt... 
  • Oooo that doesn't sound ideal! Stepchange would be my shout but seems like you've already gone that route. Good luck, stay positive! Maybe time to find a rich aunt... 
    thanks so much for encouraging helpful comments 

    wish others on here were like you

    yes stepchange already helped and they say it’s too soon after last bankruptcy 

    m also applied for discretionary housing payments but they also said it’s too soon after last one which was very large
  • Sonic101
    Sonic101 Posts: 151 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    thanks so much for encouraging helpful comments 

    wish others on here were like you


    Personally, I’ve always found people on this site to be helpful.
    To be fair, several people tried to help you on this thread but you’ve been providing conflicting information and didn’t respond when you were asked to clarify certain things. 

  • Sonic101 said:
    thanks so much for encouraging helpful comments 

    wish others on here were like you


    Personally, I’ve always found people on this site to be helpful.
    To be fair, several people tried to help you on this thread but you’ve been providing conflicting information and didn’t respond when you were asked to clarify certain things. 
    If someone wants to remain anonymous and not give personal details away then it’s their right

    some on here just want to to kick someone when they are down
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sonic101 said:
    thanks so much for encouraging helpful comments 

    wish others on here were like you


    Personally, I’ve always found people on this site to be helpful.
    To be fair, several people tried to help you on this thread but you’ve been providing conflicting information and didn’t respond when you were asked to clarify certain things. 
    If someone wants to remain anonymous and not give personal details away then it’s their right

    some on here just want to to kick someone when they are down
    I think that's a bit harsh.  The vast majority of folk on here genuinely want to help others.  It's just that it's rather difficult to offer constructive advice when presented with conflicting information, and when requests for clarification are studiously ignored.

  • Sonic101
    Sonic101 Posts: 151 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker

    If someone wants to remain anonymous and not give personal details away then it’s their right

    some on here just want to to kick someone when they are down
    Eh?
    Nobody was asking you for "personal details", just some clarification to help answer your questions.
    I don't want to waste any more time on this. As someone suggested recently, best that this thread is just ignored I think.
  • There will be more government schemes and such for people struggling with the cost of living crisis

    Some of us just have to wait a little longer for them to be implemented 

    mat the moment I have over £2K council tax arrears and more than double that gas and electric arrears 

    credit cards are maxed out struggling to pay the minimum 

    m I am paying £1 month to each of my debtors

    step change and the like tell me it’s too soon after my last bankruptcy 

    citizens advice aren’t helpful

    where else can someone in this situation turn?

    I did apply for discretionary housing allowance but I got £8K for them just before covid and they say they can’t help me even though I spend ages filling out all the forms again
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.