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Recently bankrupt debts building up again

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  • It appears now hundreds of thousands of people are struggling with council tax and utilities 

    m the recent so called help from the government is not enough

    next winter the numbers of debts will be through the roof
  • luvchocolate
    luvchocolate Posts: 3,388 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Times are tough at the moment..I can remember mortgage interest rates at 17% and we managed but had less expectations back then 
  • elsien
    elsien Posts: 36,058 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 May 2022 at 10:15AM
    If someone has recently gone bankrupt but since then has had council tax and utilities building up as well as credit cards.

    if they can’t go bankrupt again for a year after they have been discharged then what can they do when bailiffs keep calling?

    council tax debt is thousands now and pre pay meters have been fitted but they take the debt off everytime top up.

    are there any emergency government help they can apply for?
    For clarity.    
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • elsien
    elsien Posts: 36,058 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 May 2022 at 10:16AM
    Your post is quite confusing, because as fatbelly says, any utility and CT arrears, including the current years debts, are vested in the bankruptcy, so there shouldn`t be any to need help with.

    Think you need to clarify one or two things here.
    These are new areas since the last bankruptcy 

    m it’s only about £2K council tax and about £3K utilities 

    the utilities are threatening to fit prepay meters but everytime they try to get access they have been refused by the debtor

    they can’t switch off the entire street so there is nothing they can do unless they can get access to fit the prepay meters

    for the council tax the collection company is threatening prison but that’s a 😂 
    And again.
    .
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Marcon
    Marcon Posts: 14,471 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker

    council tax debt is thousands now and pre pay meters have been fitted but they take the debt off everytime top up.

    are there any emergency government help they can apply for?
    So prepay meters have been fitted...

    Your post is quite confusing, because as fatbelly says, any utility and CT arrears, including the current years debts, are vested in the bankruptcy, so there shouldn`t be any to need help with.

    Think you need to clarify one or two things here.


    the utilities are threatening to fit prepay meters but everytime they try to get access they have been refused by the debtor

    they can’t switch off the entire street so there is nothing they can do unless they can get access to fit the prepay meters


    Why are the utilities 'threatening to fit prepay meters' when they are already in situ?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • If pre pay meters have already been fitted there is nothing you can do

    but before that happens there is a lot you can do to prevent them being fitted 

    m they can’t turn off an entire street 
  • If pre pay meters have already been fitted there is nothing you can do

    but before that happens there is a lot you can do to prevent them being fitted 


    So have they been fitted or not?
    As a recent discharged this thread is concerning me a little :#
  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I don't understand how an undischarged bankrupt can be running up a debt on credit cards...
  • The cost of living crisis is disturbing 

    this winter bills are going to double again after they have just doubled
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