Applying for Universal Credit, what does a credit check show?

JC1440

What the title says Thanks.

poppy12345

It doesn't show that you're claiming a means tested benefit.

JC1440

Thanks. But what I'm asking is what does it show? Bank account balances, ect? I mean I'm applying for Universal Credit and curious as to what it will show the Universal Credit peeps.

poppy12345

Credit checks have nothning to do with applying for UC.

mongoose2009

are you trying to hide something?

JC1440

poppy12345 said:

Credit checks have nothning to do with applying for UC.

They do now.

poppy12345

JC1440 said:

poppy12345 said:

Credit checks have nothning to do with applying for UC.

They do now.

No they do not. Is there any reason why you're asking this question? Here you go.. https://www.experian.co.uk/consumer/help-discover/discover/guides/universal-credit.html

Spoonie_Turtle

JC1440 said:

Thanks. But what I'm asking is what does it show? Bank account balances, ect? I mean I'm applying for Universal Credit and curious as to what it will show the Universal Credit peeps.

Why on earth would UC be doing a credit check?  It's money for you to keep (well, spend, to live on), calculated based on set parameters of your individual circumstances which are all explained here https://www.understandinguniversalcredit.gov.uk/new-to-universal-credit/how-much-youll-get/

They do have to verify claimants' identities but they have their own processes for that, not a credit check.  [They also do have processes for checking people's savings to make sure of entitlement, as is often a question asked here.]

pmduk

I wonder if the poster's getting confused by the online ID verification via www.gov.uk?