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State pension

2

Comments

  • stuhan215811
    stuhan215811 Posts: 11 Forumite
    10 Posts
    That doesn't make any sense.
    However it must be error as you said on their part, though I find it strange that they would make such an error, so I will leave it and see what happens.
    Thanks for your time.
  • molerat
    molerat Posts: 35,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 May 2022 at 1:27PM
    That doesn't make any sense.
    However it must be error as you said on their part, though I find it strange that they would make such an error, so I will leave it and see what happens.
    Thanks for your time.
    Over the past few years, since the moving of female SP away from 60 in 2010 and the general move to 66 from 2016, up until late 2020 the SP date has not always been your birthday.  This de-linking will start again in 2026 when we start moving towards 67 and again in 2044 when we move towards 68.

  • stuhan215811
    stuhan215811 Posts: 11 Forumite
    10 Posts
    So that would mean that the date they have started my pension (22) could be correct and not a mistake then.
  • JGB1955
    JGB1955 Posts: 4,004 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    So that would mean that the date they have started my pension (22) could be correct and not a mistake then.
    You can check that at Check your State Pension age - GOV.UK (www.gov.uk)
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • stuhan215811
    stuhan215811 Posts: 11 Forumite
    10 Posts
    NedS said:
    I suspect the date is a typo and they actually meant 25 May 2022 which is your birthday (22/05/2022 vs 25/05/2022 - lots of 2's and 5's in there). These letters are often generated manually from a template and the person enters the names and dates manually. Easy to make a mistake when doing dozens of these every day. If it is a simple typo, it will not affect the actual start date of your pension.
    Thanks for your explanation, like you say it shouldn't affect my payment so I will leave it be, was just curious as to why.

    Thanks again
  • molerat
    molerat Posts: 35,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 May 2022 at 2:22PM
    So that would mean that the date they have started my pension (22) could be correct and not a mistake then.
    No, as currently the pension age is your 66th birthday.  The date shown on your forecast just happens to be your birthday, over the past few years it has not necessarily been so.  There is nowhere on the GG site that actually shows your date of birth.  There have also been many cases where big brother has not got the correct birth date, it is getting less common as record keeping has improved but I suspect cases will keep cropping up especially with immigrants from countries where record keeping is not quite up to scratch.

  • stuhan215811
    stuhan215811 Posts: 11 Forumite
    10 Posts
    molerat said:
    So that would mean that the date they have started my pension (22) could be correct and not a mistake then.
    No, as currently the pension age is your 66th birthday.  The date shown on your forecast just happens to be your birthday, over the past few years it has not necessarily been so.  There is nowhere on the GG site that actually shows your date of birth.  There have also been many cases where big brother has not got the correct birth date, it is getting less common as record keeping has improved but I suspect cases will keep cropping up especially with immigrants from countries where record keeping is not quite up to scratch.

    How confusing, such a bad system for people to try to understand, no wonder they get so much negative p.r. Well I will just wait and see what happens.
    Thanks
  • molerat said:
    So that would mean that the date they have started my pension (22) could be correct and not a mistake then.
    No, as currently the pension age is your 66th birthday.  The date shown on your forecast just happens to be your birthday, over the past few years it has not necessarily been so.  There is nowhere on the GG site that actually shows your date of birth.  There have also been many cases where big brother has not got the correct birth date, it is getting less common as record keeping has improved but I suspect cases will keep cropping up especially with immigrants from countries where record keeping is not quite up to scratch.

    How confusing, such a bad system for people to try to understand, no wonder they get so much negative p.r. Well I will just wait and see what happens.
    Thanks
    NedS said:
    I suspect the date is a typo and they actually meant 25 May 2022 which is your birthday (22/05/2022 vs 25/05/2022 - lots of 2's and 5's in there). These letters are often generated manually from a template and the person enters the names and dates manually. Easy to make a mistake when doing dozens of these every day. If it is a simple typo, it will not affect the actual start date of your pension.
    Thanks for your explanation, like you say it shouldn't affect my payment so I will leave it be, was just curious as to why.

    Thanks again
    Just to clear things up, 
    I called the D.W.P 24th to find out why my pension date was stating on the 22nd of May and not my birthday the 25th of May,, their reply was mmmm maybe a mistake,your pension will start from the 25th as that's your birthday.2nd point about not showing any payment dates on the letter was probably due to their system not being updated until the 25th the start of your pension, so they could not help me on that and said call back in a week, well i have just decided to wait and see as they said your first payment should be 4 weeks from the 25th May, and making phone calls from Thailand can become an expensive pastime.
    Thanks again
  • DF74
    DF74 Posts: 1 Newbie
    First Post
    Good afternoon,

    I hope I am writing this in the right forum. If not, please inform me where the right place would be. Thank you.

    I am an EU national. I worked and lived in the UK since 13th of October 2013 until 18th July 2021. I have 9 years of full NI contributions and to be eligible for UK state pension I should have 10 years.

    Having said this, I don't envisage returning to the UK anytime soon for work purposes.

    Is it worthwhile making NI Voluntary Contributions to make up the 10 years?
    Will this be worthwhile once I get to my pension age on the 16th of May 2041? If so, which form do I fill in? 

    In theory and according to my state pension forecast, if I contributed another 19 years, I would be entitled to the full amount of £150.31 a week, £653.58 a month, £7,842.96 a year.

    My forecast is below:
    • is not a guarantee and is based on the current law
    • is based on your National Insurance record up to 5 April 2022
    • assumes that you’ll contribute another 19 years
    • does not include any increase due to inflation.

    You currently have 9 years on your record and you need at least 10 years to get any State Pension.

    Any clarification is welcome and much appreciated.

    Thank you for your time.

    Kind regards to all.

  • p00hsticks
    p00hsticks Posts: 14,964 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DF74 said:
    Is it worthwhile making NI Voluntary Contributions to make up the 10 years?

    Definitely - with 9 years you get nothing, with ten years you'll get a reasonable amount (more than £50 a week).
    DF74 said:
    In theory and according to my state pension forecast, if I contributed another 19 years, I would be entitled to the full amount of £150.31 a week, £653.58 a month, £7,842.96 a year.

    The amount you quote isn't the maximum new State Pension, which is currently £185.15 a week.
    It might be worth looking at (as well as continuing to make contributions going forward) whether there are also gaps in your record going back which possibly could boost the amount further. Currently you can buy years back to 2006, but only until the end of this tax year - after that you'll only be able to go back six years.

    I'm afraid I don't know if there are any restrictions on EU nationals buying either current or back years when they weren't or are no longer in the country - hopefully someone else will know about this. 

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