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Five Year Fix, Five Year Plan

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Comments

  • KajiKita
    KajiKita Posts: 10,924
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Also applauding the response. You want someone who will respond to your ‘patient’s lived experience’ and treat / manage your symptoms with you, NOT just look at data!

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2026 as @ 23rd October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,843
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    hmm - anyone else not had notifications for their bookmarked threads coming through? I checked my notification settings and they should do, but they're not.

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • Yorkie1
    Yorkie1 Posts: 13,235
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite

    @Merlin's_Beard they've been not working properly for about a week or so, unless you're quoted or @ .

    People are going to 'Bookmarked threads' on the right hand side menu, and going to new posts from there.

  • Merlin's_Beard
    Merlin's_Beard Posts: 1,843
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    Thanks @Yorkie1 good to know it's not me!

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,843
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    In doctor news, going back onto the pill has been weird. Four days of the smoothest mood ever, and ever since then absolutely wildly up and down.

    The doctor messaged me back, booking me a face to face appointment for the next day (I was at work)

    So I called back the doctors, and they gave me a different appointment in July (they offered me one a week earlier, but it was with the very first doctor who was very dismissive, so.) This one is a female doctor. Which may be better or may be worse. I don't know.

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • bellevie
    bellevie Posts: 937
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite

    Great response, I hope you are referred on soon!

    MFW
    Starting debt :£287,410 -11/2020

    2022 Closing balance £271,402.45 

    2023 closing balance £263,140

    2025 closing £246, 678

    Original end 11/2045 


    Overpayments to date £655.40 (05/26)



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