📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt and Caring

Options
11718202223201

Comments

  • I have the photo taking part down 🤣🤣🤣

    I can draw theoretically speaking but I have never tried painting. The vision in my head is of quite a large canvas though so I think it will be some time away yet.

    Having one of those mornings where I keep getting ideas for things I can only do at some point in the future 🤷
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Perhaps start with something cheaper like watercolour and postcards
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • SH it all gets added to a list in Notion for doing at some point in time 🤷

    Have managed to land dad on the floor again 🤦‍♀️ No injury. He just slid down the side of the bed like he was on a slide.Luckily saw the neighbour's van drive by and he came in and lifted him up for me. The poor man stuck with me for a carer.

    Hopefully he goes to sleep amd the poor dog can get walked.

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The man is lucky to have you. Don't see yourself short. I'm sure it happens to 'paid help' too. 

    Keep plodding.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Another comedy of errors day today. 
    I won't go into detail but suffice to say I have learned my lesson about rushing Dad.

    Have managed to refrain from two teabags but only just. 

    I think I have found house insurance but it is likely that I will have to pay upfront which means on a card. Ugh.


  • BAD TOOTH 1 HAS LEFT THE BUILDING!

    And I am not at all high on anaesthetic and relief. 🥳

    It ended up costing €100 to have it extracted. Plus the money I spent in aldi buying soft food to eat. I have no idea how much that was. I think I went in to two shops with blood at the side of my mouth. Bit vampiric. 

    Dad's wheelchair has arrived and Heavy is going to help take him out this afternoon on a test run. Seems fairly sturdy, came assembled and all I had to do was pull it out of the box. 


  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the vampire look!

    Glad the wheelchair arrived okay.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,674 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 28 July 2022 at 7:32PM
    Have sat down three or four times in the last two days to write an update and not managed to finish. 
    I may or may not have tipped dad out of the chair and into the porch yesterday. So have improvised a ramp out of two shelves from a billy bookcase.
    Community physio visited yesterday. Bit of a whiff of first job about him but a nice boy nonetheless. Nicely put together too 😜
    Teacup arrived home yesterday so my laundry days are over. Am a bit contrary so I was unsettled as I'd just gotten into a routine with it all.
    Hopefully going back to work at my usual friday cleaning job tomorrow. 
    Brain is still a bit wiped after the tooth removal. Need a bit more brainpower to read small print so haven't yet done house insurance or money priorities for next few months.
    Will probably just racket along day by day as I don't seem to be able to get any kind of routine or schedule going. 
    Not much spending on my part lately although I have been into shops again after a three week hiatus. 


  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope things settle for you soon and you get more help when needed.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • So Dad has decided that he can walk again 🤷 
    Now, this is to the loo and back but still progress!

    Back to work this morning. I had to sit down twice but other than that managed the whole house. 

    Woke up this morning to be told I had a swollen face so got antibiotics from the dentist as a precaution. 

    I swear I've taken more tablets in the last year than in the previous 30. 


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.