Guide discussion: Voluntary national insurance contributions

QrizB

Johnny.99 said:

Should we not still be able to make payments to close gaps today? There option is no longer there.

The IT system has encountered a bug. I think it's still a "beta" so a work-in-progress, so this isn't unexpected.

CreamSlice

I am waiting for a call back to fill some of my gaps, but now the price of filling these Nic's has increased will I be able to pay the prices that they were when I wanted to pay originally, when I registered for the call back.

molerat

CreamSlice said:

I am waiting for a call back to fill some of my gaps, but now the price of filling these Nic's has increased will I be able to pay the prices that they were when I wanted to pay originally, when I registered for the call back.

Yes, the clock has been stopped at 5 April for those that registered for a call back.

Muttleythefrog

Well they may have screwed up their system but impressively my wife's 7 years of voluntary contributions made on the last day available (for some years) have today been updated on her NI record. I was expecting it to take months (rather than 3 working days) given the circumstances and fact she's way off retirement age.

Wishfulthinker

Not sure if this is permitted or not - I’ll press on.
My wife, like thousands of others, followed the advice of our sage guru. She logged on and checked her forecasted State Pension, unsurprisingly she was a number of years short. She made a decision, last year, to use £5700 of her voluntary redundancy payment to purchase the missing NI payments, solely to ensure she received that FULL pension.
Role forward approx 8 months and after a bout of poor health, she is diagnosed with stage 4 melanoma! The prognosis is a disappointing at 12 months max - she is 58 years old.
We are both over the initial shock and are in the practical stage. Unless there is a major miracle, that we both pray for, there is zero chance of her drawing her state pension. She’d like her money back to enable her to enjoy the months ahead.

Not interested in sympathy (past all that), just need positive, practical advise.
Thank you.

Dazed_and_C0nfused

Wishfulthinker said:

Not sure if this is permitted or not - I’ll press on.
My wife, like thousands of others, followed the advice of our sage guru. She logged on and checked her forecasted State Pension, unsurprisingly she was a number of years short. She made a decision, last year, to use £5700 of her voluntary redundancy payment to purchase the missing NI payments, solely to ensure she received that FULL pension.
Role forward approx 8 months and after a bout of poor health, she is diagnosed with stage 4 melanoma! The prognosis is a disappointing at 12 months max - she is 58 years old.
We are both over the initial shock and are in the practical stage. Unless there is a major miracle, that we both pray for, there is zero chance of her drawing her state pension. She’d like her money back to enable her to enjoy the months ahead.

Not interested in sympathy (past all that), just need positive, practical advise.
Thank you.

I think it's a no.

https://community.hmrc.gov.uk/customerforums/ni/f2c643d2-e557-ef11-b4ac-6045bd0d2749

pecunianonolet

What are the timelines or where can one find out how long it will take HMRC to allocate paid class 2 and 3 payments to the NI record? 

Payments were made early April by FP so I am aware it's been only ca 5 weeks and HMRC quotes to get in touch if not allocated after 8 weeks. However, I think they have a large backlog.