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Dusty's Frugal Fortnights Return!

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  • dustydigger
    dustydigger Posts: 1,526 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Sunday morning,a bit nippy at 10C with no heating on..
    Yesterday afternoon I first had DD2,her daughter,and DS1s daughter. The girls are only 10 months apart in age,and seem to be joined at the hip. Where one is,the other is sure to follow. Later I saw DS2 his partner,and GD6. They werent here long as they were taking the littl'un to see Mr Bubbleman,someone making huge bubbles. But when they left the sky was looking very threatening,and later it rained,so I dont know if they saw much of the show.
    Just realized its the last day of this frugal fortnight,I feel as if it was only about 5 days long! :D Glad to see £50 left in the HBB box,out of the £75 put in back on Monday 3rd. Apart from top up bread and fruit,all we bought was a lamb joint,though that was a whopping £12.and those curries and artificial sweetener and pastry, which were a Her*n spend of around £8. I was happy to be able to stay under my groceries ceiling of £120 for the fortnight,though it was only about 30p below. :) Considering how prices have soared this year,I am quite pleased  with those figures.No birthday gifts this month,no buying clothes for christenings,so its been a good fortnight,although the way the dates of bills changed fortnights,so I had high bills,my bank buffer was well up to coping. As long as that is so,I am happy :)
    Glad to see the £66 from the govt finally went in my account.Still probably a month to go for the other £234.We all thought the energy bills were going to be bad,but they are now dwarfed by potential mortgage interest rises. Only bit of silver lining in view is that is now the folks who wouldnt notice £100 extra on their energy bills,its onlyone less posh bottle of wine,or a resteraunt meal a month are going to feel the pinch when their million pound mortgages go up by £5000 a month!
    Potatoes are on,making chicken pie and carrots.  Will end for now,making dinner,then sitting around with Mr Dusty,but if he goes for a nap after dinner,I hope to get back on here. Ciao
  • dustydigger
    dustydigger Posts: 1,526 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Whew,its been a busy,confused sort of day
    +.Its budget day for me,Mr Dusty went to town and collected our pension credit. No surprises for once :D But he meant to buy rump steak,and a farmhouse loaf and just didnt do any shopping at all,it went out of his head completely  :(   So I am making ,which will be 3 meals. I have a packet of diced beef in the freezer,am now defrosting it,and will make some sort of  casserole for supper tomorrow. Better late than never.
    +I watched Jeremy Hunt totally trashing everything Truss had done,ripping away everything she believed in in the hope the markets will respond favorably. Unfortunately he also tampered with the energy guarantee,no longer available for 2 years,only 6 months before a ''review'',after which there will be targeting. Ouch. I waited till 3.30 expecting a much more detailed explanatian from Hunt to parliament,but we sat waiting almost an hour before he turned up gave basically the same info,except for talking about the setting up of some economic ''experts'' to advise him on policies.Tory policies obviously Oh dear........I'm sure the markets must be happy,but heaven help the rest of us.
    +I had been waiting almost a week for a call from ABL,A Better Life,whom my surgery put me in touch with as a group who can advise on strategies for weight loss. After half an hour I declined their imput. There are weekly groups but the only one in our area is in Wingate. I would need a bus to Peterlee,8 miles away,a long wait and another bus ride. Total travel time one and a half hours. There is also a zoom version,but I am not technological expert at all,and dont want to show my face to a lot of strangers.I was expecting some sort of approach more tailored to me as an individual,perhaps some personal phone calls,or emails with info,but there is only these zoom talks,or a journey to somewhere way off the beaten track as far as I am concerned.So I turned it down,will go it alone.May look at some phone app which may have some usueful stuff.
    + I think my B12 jab is taking effect,I am not too bad today,I will try to rev myself up to start doing at least a little exercise. I know from experience exercise is an vital part of getting my metabolism to at least stir itself a little bit,to counter the metformin too,so I am going to start a 10 week plan of my own,and by baby steps build up exercise and better food choices.We'll see........
    +Oh about my jab last week,I have a really huge bruise where she gave me the needle,a big multicoloured bruiseas big as a 5p coin,it looks really ugly. Good job its weather for long sleeves! :D
    +last week I got the NHS app and last Tuesday set up to order my repeat subscriptions on the app instead of phoning my chemist. Have waited a bit nervously but finally the script  arrived this afternoon. :)
  • dustydigger
    dustydigger Posts: 1,526 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    ,Hmm,a bit late,but at least I am on the correct day!
    ---------------------
    Dusty's Frugal Fortnight #12  Budget for  17th October to 30th October

    Part is online,part cash
    online income: £79  pension ,£250 added to bank from our Pension Credit.making £329 in total in bank
    Then £73 cash to HBB (Home Budget Box) 
    Total income  for fortnight.-£402.

    All bills paid online as follows(rounded up)
    Charity DD - £3
    Kindle Unlimited - £8
    Life insurance - £20
    Asd@ food deliveries (estimate)  - £130

    total online bills - £161 To bank buffer - £199
    ----------------------
    Thats a big sum going to the buffer,but my outgoings for budget #13 will be the one with lots of bills at the beginning of the month,plus charities,coming out,plus of course a whopping £238 for Scottish Power. Ouch. That will certainly whittle down any large balance!it should go down to around £100 then

  • dustydigger
    dustydigger Posts: 1,526 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Oh boy,the political turmoil is very wearing. I sorted out my energy payments,though its too high ,and I have £734 credit,which is supposed to wait for the yearly review to be dealt with,but I know they are extending the tariff review an extra year,supposedly to make it a fair period to estimate a fair price. Nasty shock yesterday when Hunt ripped up the two year promise,now its only 6 months. Oh joy,then the cap will rise gigantically to well over £4000. And less people will get help. So April will be a terrible time for so many people. Heartbreaking. Even January will be bad,since they are adjusting the price cap every 3 months now,and know. Have to say I felt sorry for Liz Truss yesterday,she was so humiliated in Parliament. She came trotting behind Hunt,and had to listen to all her plans ripped to shreds. And then she left hurriedly.I certainly disliked the way Penny Mordaunt was acting as if she was already PM,looking arrogant and aggressive. We must be the laughing stock of the world,and our economy is ruined. :s
  • dreaming
    dreaming Posts: 1,214 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dusty - you can "hide" your face on Zoom so you don't have to be on public display. Last year I was diagnosed as pre-diabetic and took part in an online course to help learn some new eating habits (Living Well, Taking Control). It did help and I managed to lose a stone and a half, so it was helpful to me. Unfortunately just as it finished I was diagnosed with myasthenia and an eye problem and some of the old habits (carbs!!) have crept back in. I now have a date for my eye op. but have now also been told I have uterine cancer so am looking at a hysterectomy in a few weeks so the 2 hospitals involved are trying to co-ordinate things. Luckily the cancer is grade 1 and the doctor said is slow growing but I am obviously feeling very nervous but also very grateful for the NHS and hope we soon get a government (of whatever persuasion) who will start to fund it adequately.
    I'm afraid I can't feel sorry for Truss, only for our poor old country.
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