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Chase UK does not take the train

So far I have tried using my Chase account to buy UK rail travel through several venues, all either caused issues or failed:

through Cross Country for e-ticket, card gets rejected unable to book at all;
through Chiltern for paper ticket to collect, booking goes through but card is rejected in the station machine, unable to collect tickets;
physically buy and collect from the station ticket machine, card is rejected in payment stage and machine displays transaction can proceed through cash only. However 5-10 minutes later payment goes through.

Over the years I circulated my current account & debit card personal banking through many banks, and have never seen the above issues. To people who have been using their Chase debit card to book UK rail travel, have you faced any problems?
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Comments

  • dcs34
    dcs34 Posts: 654 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    I have used it at machines (as contactless) without any issues. Have you registered the card by using the PIN?
  • TadleyBaggie
    TadleyBaggie Posts: 6,582 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Seen this on another forum, it's due to the Chase card having two different numbers, one on the card and a different one when used at a POS. So when a ticket is bought online the regular number is used, however when you attempt to collect the ticket it presents a different number and so the collection is blocked.
  • stoneman
    stoneman Posts: 4,549 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 15 May 2022 at 5:38PM
    Seen this on another forum, it's due to the Chase card having two different numbers, one on the card and a different one when used at a POS. So when a ticket is bought online the regular number is used, however when you attempt to collect the ticket it presents a different number and so the collection is blocked.


    yep that's the issue alright. I just used mine to purchase rail tickets on trainline. OP could do this then download the TL app and the tickets will appear there.
    The common law of business balance prohibits paying a little and getting a lot. If you deal with the lowest bidder, it is well to add something for the risk you run, and if you do that you will have enough to pay for something better.
  • Purchased e-tickets with Avanti West Coast via their online website and paid for them with my Chase card details without issue.

    Just needed to approve the transaction in the Chase app.

    Have also purchased day return tickets at the ticket machines at train stations, on the day of travel, without issue.
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    The card will work for most e-tickets into an app wallet, the challenge will come when you buy tickets online which need to be collected from a ticket machine for a physical ticket as the card number used online will differ from that the physical card will present to the collection machine.
  • You could try to collect at a ticket office as they'll be able to see the booking with the reference number alone. 
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Not all stations have manned ticket offices.
  • Imvrasos
    Imvrasos Posts: 88 Forumite
    Eighth Anniversary 10 Posts
    My thanks to all the posters for your replies.
  • Neil49
    Neil49 Posts: 3,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Imvrasos said:
    My thanks to all the posters for your replies.
    And thanks to you for raising the issue. 

    I wasn't aware of this shortcoming but it would be a problem for me as my local station is frequently unmanned. 
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    If you have a smartphone on which to run the Chase app, which you obviously have if you have a Chase debit card, surely you can use electronic tickets?
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