App to link to all bank acts and investments

Bartoni79

Hi All,
im looking for an app (pc or iPhone) to link together all my investments. I tried money dashboard which links to bank accounts but I have isa/ investments at fidelity and other places which I’d like to link to but I can’t find an app that allows this without manually inputting the values. Can anyone let me know if they’ve found one?

many thanks in advance 

TadleyBaggie

A app on what platform? Windows, MacOS, mobile, tablet?

Bartoni79

Ah good question. iPhone or PC (I’ve amended my post above)

george4064

There is a feature called open banking, which should work with all the bank/saving accounts you have.

However I don't think you'll be able to link your investment accounts to everything else, I might be wrong though.

ChilliBob

I don't think such a thing exists, I looked before but it was a while back, I guess you may need to roll your own.

This banking one is interesting though, I have a spreadsheet of various accounts which I update periodically which is a bit of a chore. Actuslly more of a chore than the investments which I just keep track of on ft.com - add each transaction as it happens across each platform.

I'll give money dashboard a look 

Bartoni79

Money dashboard is pretty good and free. It details the banks it works with in the homepage 

Nurse2047

I had moneydashboard and Emma and both do not have vanguard, fidelity etc to link in so I deleted the app 

Daliah

Bartoni79 said:

Money dashboard is pretty good and free. It details the banks it works with in the homepage 

In my experience, it isn't actually pretty good at all if you have a lot of accounts (grinds to a halt when updating), it doesn't do a whole lot of what are now standard savings accounts (Shawbrook, Tandem, Marcus, RCI, Chase, Al Rayan, Investec to mention but a few), and it doesn't do investments, apart from HL (as you have found yourself). If you have just a few current accounts to track it's fine, and there's several other apps which do essentially the same.

AFAIK, there isn't any personal finance package that tracks a really comprehensive range of companies / accounts.

ChilliBob

Thanks @Daliah saves me the hassle of trying it, you listed lots of banks I use! 

400ixl

Daliah said:

Bartoni79 said:

Money dashboard is pretty good and free. It details the banks it works with in the homepage 

In my experience, it isn't actually pretty good at all if you have a lot of accounts (grinds to a halt when updating), it doesn't do a whole lot of what are now standard savings accounts (Shawbrook, Tandem, Marcus, RCI, Chase, Al Rayan, Investec to mention but a few), and it doesn't do investments, apart from HL (as you have found yourself). If you have just a few current accounts to track, there's several apps which do essentially the same.

AFAIK, there isn't any personal finance package that tracks a really comprehensive range of companies / accounts.

Moneydashboard certainly doesn't grind to a halt when updating.

There is not much they can do if banks like Chase and others do not support basic features such as Open Banking or have open API's that can be used. Blame the deficient banks, not the platforms, it's pretty inexcusable these days.

You can have tracking in Moneydashboard for manually updated totals which is OK if you are only having to do it for a few accounts you maybe want to track say monthly.

Until these banks or investment platforms decide to play ball there is never going to be one aggregation platform to manage personal wealth.

eskbanker

400ixl said:

There is not much they can do if banks like Chase and others do not support basic features such as Open Banking or have open API's that can be used. Blame the deficient banks, not the platforms, it's pretty inexcusable these days.

Taking Chase as an example, it looks like they published the relevant API information for third party open banking access over six months ago (this page first being captured for archiving in October 2021):

https://www.chase.co.uk/gb/en/information-for-tpps/

Edit: as below, this doesn't signify that the APIs themselves are actually available for use!