Gap insurance - am I covered

cjp2308

born_again said:

cjp2308 said:

2018 I paid 19,995 was written off less than 8 weeks later- shall I wait for my insurance offer then consider whether to use the GAP

So you are talking about a claim from 2018?

Or are we loooking at what has happened in this thread..

https://forums.moneysavingexpert.com/discussion/6354426/police-didnt-prosecute-for-twoc-what-does-this-mean-for-my-insurance-claim/p1

ontheroad1970 said:

born_again said:

cjp2308 said:

2018 I paid 19,995 was written off less than 8 weeks later- shall I wait for my insurance offer then consider whether to use the GAP

So you are talking about a claim from 2018?

Or are we loooking at what has happened in this thread..

https://forums.moneysavingexpert.com/discussion/6354426/police-didnt-prosecute-for-twoc-what-does-this-mean-for-my-insurance-claim/p1

I don't believe he is - he is referring to a previous claim

Yeah, in relation to the thread you posted. Insurance have validated and said it is now to be settled so Im under the impression they will now offer me a figure, which will probably be less than what I paid, although I only had the vehicle 8 weeks. 

Sorry, the vehicle was 2018 registration and paid £19.995 for the vehicle 8 weeks before it was taken and written off

Thanks 

Grumpy_chap

He is referring to the car taken from the pub.

Only bought the car 8 weeks ago.
The car is 2018 model.
He paid £20 k for the car.

cjp2308

I spoke with the GAP insurance company just now they advised along the line of that if the insurance company have validated and made a settlement then they don't anticipate any problems.

cjp2308

After all that my insurance offered more than what I paid for it so didn't need to rely on GAP

yessuz

cjp2308 said:

Having eventually been told by my insurance company that my claim is to be settled, after my car was taken without consent by someone unknown to me - I've had a look at the paperwork for the GAP policy and noticed the below-  I was under the impression as my insurance are satisfied it was essentially theft or TWOC then it should be covered but from reading the below, it seems it may not be as no violence was used.

Anything I can do here to ensure the GAP policy applies? 

I mean who may know how many keys you had? It's not always 2 keys are present

EssexExile

yessuz said:

cjp2308 said:

Having eventually been told by my insurance company that my claim is to be settled, after my car was taken without consent by someone unknown to me - I've had a look at the paperwork for the GAP policy and noticed the below-  I was under the impression as my insurance are satisfied it was essentially theft or TWOC then it should be covered but from reading the below, it seems it may not be as no violence was used.

Anything I can do here to ensure the GAP policy applies? 

I mean who may know how many keys you had? It's not always 2 keys are present

Yeah, you could lie to the insurance company. That always goes well.