📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Money Moral Dilemma: Should we pay less for our holiday as our friend got cashback for booking it?

2

Comments

  • grayme-m
    grayme-m Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Whenever I have been the booker and getting the cashback, I have reduced the amount expected from everyone as a result.

    If someone else suggested they book for everyone as they get cashback, depending on the details at the time (such as the value, if I can source additional cashback on top, how much time I have, etc.) I may ask how much they are getting and share that if I booked it I would get x% that I would share with everyone.

    If someone in the group is just getting something for themselves, maybe I wouldn't be going on holiday with them in the first place.
    Toyota - 'Always a better way', avoid buying Toyota.
  • Would and have always share it out.
  • regency_man
    regency_man Posts: 295 Forumite
    Part of the Furniture 100 Posts
    grayme-m said:
    Whenever I have been the booker and getting the cashback, I have reduced the amount expected from everyone as a result.

    If someone else suggested they book for everyone as they get cashback, depending on the details at the time (such as the value, if I can source additional cashback on top, how much time I have, etc.) I may ask how much they are getting and share that if I booked it I would get x% that I would share with everyone.

    If someone in the group is just getting something for themselves, maybe I wouldn't be going on holiday with them in the first place.
    It's important to consider that most cash-back is not immediate.  If the organiser is paying a large amount up-front only to get a small % cashback in months or even a years time (some cashback cards only pay out annually) then I wouldn't expect them to give the others a discount upfront and be out of pocket until the cashback is paid.  There a lot of instances where the cashback is not garuenteed either, they might lose it if certain conditions or spending targets are not met. 


  • Emerion
    Emerion Posts: 68 Forumite
    Eighth Anniversary 10 Posts Name Dropper
    If a group of people are likely to quibble about getting or not getting a small percentage of the money back, then they won’t make good holiday buddies. Heaven knows what else they will all find to fall out about whilst they are away, such as jointly paying for meals, even though some people will spend twice as much as others on their food and drink. People are funny about money, even if they aren’t short of a bob or two. Also, you don’t know how well-off someone else really is and can make false assumptions about what  they will be happy to pay. If it was me booking, I would tell everyone what I was doing with the cash-back in advance, and also point out that cancelling means losing some or all of their money. It’s nasty surprises that cause big trouble. If I was not doing the booking, then I wouldn’t dream of complaining about not getting some of the cash back. How rude and grasping!
  • grayme-m
    grayme-m Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    grayme-m said:
    Whenever I have been the booker and getting the cashback, I have reduced the amount expected from everyone as a result.

    If someone else suggested they book for everyone as they get cashback, depending on the details at the time (such as the value, if I can source additional cashback on top, how much time I have, etc.) I may ask how much they are getting and share that if I booked it I would get x% that I would share with everyone.

    If someone in the group is just getting something for themselves, maybe I wouldn't be going on holiday with them in the first place.
    It's important to consider that most cash-back is not immediate.  If the organiser is paying a large amount up-front only to get a small % cashback in months or even a years time (some cashback cards only pay out annually) then I wouldn't expect them to give the others a discount upfront and be out of pocket until the cashback is paid.  There a lot of instances where the cashback is not garuenteed either, they might lose it if certain conditions or spending targets are not met. 


    If things are that tight, maybe share it when it comes in or don't go on holiday.
    Toyota - 'Always a better way', avoid buying Toyota.
  • regency_man
    regency_man Posts: 295 Forumite
    Part of the Furniture 100 Posts
    grayme-m said:
    grayme-m said:
    Whenever I have been the booker and getting the cashback, I have reduced the amount expected from everyone as a result.

    If someone else suggested they book for everyone as they get cashback, depending on the details at the time (such as the value, if I can source additional cashback on top, how much time I have, etc.) I may ask how much they are getting and share that if I booked it I would get x% that I would share with everyone.

    If someone in the group is just getting something for themselves, maybe I wouldn't be going on holiday with them in the first place.
    It's important to consider that most cash-back is not immediate.  If the organiser is paying a large amount up-front only to get a small % cashback in months or even a years time (some cashback cards only pay out annually) then I wouldn't expect them to give the others a discount upfront and be out of pocket until the cashback is paid.  There a lot of instances where the cashback is not garuenteed either, they might lose it if certain conditions or spending targets are not met. 


    If things are that tight, maybe share it when it comes in or don't go on holiday.

    I don't think it's a question of being tight, it's a question of whether the cashback is a benefit that you realistically share or whether its your benefit for being the one who's gone to the trouble of getting a cashback card.  If the purchaser paid on an airmiles card and got an introductory bonus for spending a certain amount, lets say 50,000 airmiles, would you expect them to distribute the airmiles also? 
  • grayme-m
    grayme-m Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    grayme-m said:
    grayme-m said:
    Whenever I have been the booker and getting the cashback, I have reduced the amount expected from everyone as a result.

    If someone else suggested they book for everyone as they get cashback, depending on the details at the time (such as the value, if I can source additional cashback on top, how much time I have, etc.) I may ask how much they are getting and share that if I booked it I would get x% that I would share with everyone.

    If someone in the group is just getting something for themselves, maybe I wouldn't be going on holiday with them in the first place.
    It's important to consider that most cash-back is not immediate.  If the organiser is paying a large amount up-front only to get a small % cashback in months or even a years time (some cashback cards only pay out annually) then I wouldn't expect them to give the others a discount upfront and be out of pocket until the cashback is paid.  There a lot of instances where the cashback is not garuenteed either, they might lose it if certain conditions or spending targets are not met. 


    If things are that tight, maybe share it when it comes in or don't go on holiday.

    I don't think it's a question of being tight, it's a question of whether the cashback is a benefit that you realistically share or whether its your benefit for being the one who's gone to the trouble of getting a cashback card.  If the purchaser paid on an airmiles card and got an introductory bonus for spending a certain amount, lets say 50,000 airmiles, would you expect them to distribute the airmiles also? 
    I have a cashback card and get cashback whenever I can; I share it. Can't comment about airmiles, never had anything to do with them.

    If we go out for lunch as a team and someone collects all the cash and puts it on their card and gets incidental cashback, that's up to them. But if they said 'I get this meal half price using this card' and kept all our cash, that would be 'disappointing'. It's all down to scale and what is the marginal benefit from the transaction.
    Toyota - 'Always a better way', avoid buying Toyota.
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    I've an airmiles card which makes the question more complex given they have no intrinsic value but clearly have a value to me. 

    For cashback instead I think it depends on the whole relationship of the group... if its all for one and one for all such that if Bob refuses to pay that everyone else will chip in to cover that cost, similarly if you have to reorganise the whole thing a dozen times due to Covid etc then the booker who has to spend 2 hours on hold each time gets appropriately compensated with beer or cash etc. If that is the type of relationship then the cash back is shared after its received or put into the pot for the first round of drinks whilst on holiday.

    If its more casual relationship where the booker is going to be on their own if Bob refuses to pay then its fairly reasonable that they get to keep any cash back earned for taking the risk/having the hassle 
  • REJP
    REJP Posts: 325 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    As mentioned above this topic was extensively debated last year.
    overwhelming number of replies saying the person booking on his card takes the risk of losing cash if someone drops out.  Also why should the person do all the admin and deal with correspondence for the group for free?   if OP is pinching pennies now, does that mean everyone on the holiday will pay equally for drinks and meals out?
    I would not want to go on holiday with someone mean enough to want some of the benefit of cashback if I was booking for a group on my card.
  • IvanOpinion
    IvanOpinion Posts: 22,572 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 4 May 2022 at 5:42PM
    While I would probably go with the 'bookers benefit' view, in my instance I was booking a holiday for mates to go on a golfing trip (why golf in the cold when you can golf in the sun). I got £80 cashback and was just going to split it but in the end we threw it in the pot for the 19th.
    I don't care about your first world problems; I have enough of my own!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.4K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.4K Work, Benefits & Business
  • 598K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.