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Magnificent May's NSD Challenge!
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It is officially May and the sun is out, well mostly!Cheesephetamine said:So it’s officially May! I’m excited for this challenge I hope the accountability will help me not spend on things that I don’t need! Do we do daily updates? With what we spent or not? Happy beautiful May everyone. It’s my bday month. Taurus ♉️ ❤️
You can update every day if you like, or just whenever you have a no spend day. Sometimes people explain why they had a spendy day but not always and you don't have to. I think it helps to post most days because that way it's easier to keep in touch with it but it's up to you Cheesephetamine! 
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Thanks as always cathybird for the challenge.Kicking off the challenge with no 1.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thanks cathybird, you do a wonderful job.
I’ll shout out for my first please. I did go out for fuel, but that’s a monthly unavoidable that I don’t count 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
beanielou 1/15
bekah89 15
cathybird 1/15
Cheesephetamine 1/15
Crazycatlady2 12
dinglefoot
GeorgianaCavendish 16
Honeysucklelou2
jammy dodger 18
LittleMissDetermined 13
Money Choices
Ms Green
QueenJess 12
sazzles01234 15
short bird 15
Sun Addict 10
sunshine raincloud 10
WinterWarrior 1/15
xanderaw
Newcomers welcome
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How do some people already have 1 NSD? It’s still May 1st 🤣TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉1
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If you know you've got everything planned for the day and don't need to spend then it's OK to decide upfront that it will be an NSD. Of course if there's some kind of random trouble later in the day (eg car breaks down) and you need to spend to cover that then you can always come back and say the NSD has gone wrong! But if you're having a quiet day in the house the odds are good that it will work out as expected.Cheesephetamine said:How do some people already have 1 NSD? It’s still May 1st 🤣 1 -
Hello cathybird! I'm back refreshed after taking April off!
Please could I aim for 10 NSDs again?
Managed 9 in March so getting closer every time!
Thanks.
Hope everyone is well!Debt free November 20222 -
Gotchacathybird said:
If you know you've got everything planned for the day and don't need to spend then it's OK to decide upfront that it will be an NSD. Of course if there's some kind of random trouble later in the day (eg car breaks down) and you need to spend to cover that then you can always come back and say the NSD has gone wrong! But if you're having a quiet day in the house the odds are good that it will work out as expected.Cheesephetamine said:How do some people already have 1 NSD? It’s still May 1st 🤣
then I’m done for the day too… NSDTOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉2 -
Having a PJ day so a NSD.Cheesephetamine said:How do some people already have 1 NSD? It’s still May 1st 🤣I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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