Chase Banking App - doesn't offer joint accounts?

yolandaearl

I have signed up to Chase banking app to get the 1.5% on my savings. My concern is that they don't appear to offer joint accounts so I'm worried about how my husband gets access to our money if something happens to me?

Brie

same as with any other bank.  he either has a LPA for finance to act on your behalf if you are incapacitated or contacts them to advise them of you death if something extreme has happened.

they may (or may not) allow him to be added to the account with third party authority.  this is what I have for my MiL's bank account (not Chase) so I can pay bills for her.

penners324

They'll develop joint accounts fairly soon

Bigwheels1111

I use Face ID for access, can a finger print be used.
If so add his print to your phone or IPad.
I can log into the wife’s accounts if needed.

anotheruser

Or just tell him your passwords?
Not exactly strangers...

Will be interesting to see if Chase do anything special for Joint Account holders or whether it'll just be the same.

We're only with Lloyds for the interest (not that much!) and free magazine, although next year I think we'll choose cinema tickets.

penners324

anotheruser said:

Or just tell him your passwords?
Not exactly strangers...

Will be interesting to see if Chase do anything special for Joint Account holders or whether it'll just be the same.

We're only with Lloyds for the interest (not that much!) and free magazine, although next year I think we'll choose cinema tickets.

I don't believe you can have the app on 2 different phones for the same account 

yolandaearl

Bigwheels1111 said:

I use Face ID for access, can a finger print be used.
If so add his print to your phone or IPad.
I can log into the wife’s accounts if needed.

oh I love that. I didn't realise i could do that. i have iPhone so I'll just add his print. thank you

yolandaearl

penners324 said:

anotheruser said:

Or just tell him your passwords?
Not exactly strangers...

Will be interesting to see if Chase do anything special for Joint Account holders or whether it'll just be the same.

We're only with Lloyds for the interest (not that much!) and free magazine, although next year I think we'll choose cinema tickets.

I don't believe you can have the app on 2 different phones for the same account 

He wouldn't need it. just needs to be able to get into my phone, which he will be able to do as i'll give him my passcode and add his thumbprint to it too. will make it joint if they add that feature

Vortigern

Simple solution would be for the account holder to use GPay, Apple, etc and the partner to use the card. 

penners324

They will shortly be starting shared accounts. Not joint accounts but the ability to share your accounts with other people 

yolandaearl

penners324 said:

They will shortly be starting shared accounts. Not joint accounts but the ability to share your accounts with other people 

oh that's great. thanks so much. in process of moving savings now. was super easy to set up the account!