Moving from Shawbrook to Chase

Daliah

Zanderman said:

Daliah said:

Zanderman said:

Daliah said:

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

I would agree if the only reason would be to be able to make payments. However, there is much more to an Apple Watch. As the owner of one of these amazing gadgets, I know it can be used for many, many other purposes - from doing your own ECG, to using it for automatic alerting of emergency services to mundane things like step counter, heart rate, stopwatch or timer, recording your walks / runs / cycle rides, making and receiving calls etc etc

You can do most of those things with a £30 smart band.  Not the payment bit or phone calls, but most of the rest.

Well I  wouldn't rely on a £30 no-name device for my ECG, and I wouldn't rely on it calling the emergency services if I collapse somewhere in the middle of nowhere. I also know it doesn't run half of the apps I want to run, and as you say, it would be no use for making payments (which is where we started). Serious competitors to Apple Watches are the high end Garmins or Samsung wearable devices, which come in similar price ranges as Apple Watches do. The entry models are actually not very expensive at all, especially if you buy them 2nd hand. Much. much better value for money than the cheapoh smart bands.

Maybe, but I'm not at all interested in buying high-end gadgets when low cost ones - or basic human interactions - do the jobs I want them to.  Many of the high cost gadgets merely do extra jobs I don't need done anyway!  I'm perfectly content with a cheapoh smart band thank you.  And my debit cards for payments. And my phone to make calls. I don't need a device for an ECG. Most of the places in the middle of nowhere that I go where I'm likely to collapse have no phone signal at all, so an auto call to emergency services won't help, and I wouldn't expect it to.

And this is all way off topic - and I'm sorry I rose to the bait.

My very simple point still stands, that buying an apple watch merely to save digging out a debit card or phone is not money-saving.  And that's all that needs to be said on that simple point!

That's fine. Contrary to what you say, it's not merely about digging out a debit card, as has already been discussed.
The beauty is that we are allowed to make our own choices.

You don't want an Apple Watch.

I don't want to be without mine.

You appear to be happy with your choice, and I know I am happy with mine