Moving from Shawbrook to Chase

Bigwheels1111

dllive said:

Bigwheels1111 said:

dllive said:

When I initially setup the app, I 'added' a new account thinking I was adding a Savings account. After I added this 'savings' account I saw the option to add an actual Savings account. (this option was not there before - perhaps because I installed the app, registered for the app etc within 5 minutes). 

How do I remove my pseudo 'savings' account? Ive hidden it, but see no option to remove it. This is annoying becuase when I transfer money from my Chase account to my Chase Savings account it displays this pseudo-Savings account by default. Ill have another stab at removing it later, failing that Ill contact support.

I should receive my Chase card next week. Do I literally just use it like my current debit card? IE: swipe it in shops; enter the card details for online shopping etc?

From the main page select the pseudo account, once in the account select the 3 dots top right, option to close is there.
The card is great, I opened the account on my phone and it added it to Google pay for me, to add to Amazon, PayPal etc click on card picture and select see card details.
As for using the card out and about, I don’t that’s what Google pay, Apple Pay and Samsung pay are for.
I do not carry a wallet, except on special purchases. All my payment methods are on Google pay.
17.5k is the largest Google payment so far with no issues.

Ah! Easy when you know! Thanks, Ive now closed that. (I didnt even notice those 3 dots before!)

I keep my debit card in my phone case. My phone case has a few slits for cards/notes etc... So I plan to have my Chase card in my phone case and make sure to use that instead of my debit card.

I have an iPhone. Perhaps I should look into the benefits of Apple Pay. Im not a luddite, but I do tend to be a late adopter of new technologies/methodologies. (its hard to teach an old dog new tricks!). I will look into this further, but I presume Apple Pay is an app that you can add 1 or more cards to, and you just wave that in front of the till scanner rather than the hassle of digging out a card?

dllive said:

Bigwheels1111 said:

dllive said:

When I initially setup the app, I 'added' a new account thinking I was adding a Savings account. After I added this 'savings' account I saw the option to add an actual Savings account. (this option was not there before - perhaps because I installed the app, registered for the app etc within 5 minutes). 

How do I remove my pseudo 'savings' account? Ive hidden it, but see no option to remove it. This is annoying becuase when I transfer money from my Chase account to my Chase Savings account it displays this pseudo-Savings account by default. Ill have another stab at removing it later, failing that Ill contact support.

I should receive my Chase card next week. Do I literally just use it like my current debit card? IE: swipe it in shops; enter the card details for online shopping etc?

From the main page select the pseudo account, once in the account select the 3 dots top right, option to close is there.
The card is great, I opened the account on my phone and it added it to Google pay for me, to add to Amazon, PayPal etc click on card picture and select see card details.
As for using the card out and about, I don’t that’s what Google pay, Apple Pay and Samsung pay are for.
I do not carry a wallet, except on special purchases. All my payment methods are on Google pay.
17.5k is the largest Google payment so far with no issues.

Ah! Easy when you know! Thanks, Ive now closed that. (I didnt even notice those 3 dots before!)

I keep my debit card in my phone case. My phone case has a few slits for cards/notes etc... So I plan to have my Chase card in my phone case and make sure to use that instead of my debit card.

I have an iPhone. Perhaps I should look into the benefits of Apple Pay. Im not a luddite, but I do tend to be a late adopter of new technologies/methodologies. (its hard to teach an old dog new tricks!). I will look into this further, but I presume Apple Pay is an app that you can add 1 or more cards to, and you just wave that in front of the till scanner rather than the hassle of digging out a card?

I think Apple Pay is like Google pay, not sure as only just adopted android 2 years ago, was on Nokia phones with windows software.
With android you add cards and make one the default. I made it the chase card.
I have make over 50 purchases so far without issue.
If I want to pay with any of my other cards I just enter the app, Google pay and touch the card I want to use.
Ive seen my mate do the same on Apple.
When I first set the account up I used my phone so it would add the card to Google pay.
Now the account app is on my iPad.

dllive

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

Ive been looking at my monthly Direct Debits to see how best I can take advantage of Chase's 1% cashback. My monthly DDs are:

EE (phone contract)

Plusnet (broadband)

Shell (electricity bill)

Council tax

Mortgage repayments

Looking at https://www.chase.co.uk/gb/en/legal/Cashback-Exclusions/ I dont think Ill be able to get cashback on my mortgage repayments because it falls under "Debt repayments"? But the other Direct Debits should be eligible for cashback shouldnt they?

Thanks

northwalesd

dllive said:
But the other Direct Debits should be eligible for cashback shouldnt they?

Thanks

No, as cashback is only on debit card and contactless (using dc details) payments.

Zanderman

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

Katiehound

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

But it's saving energy- aren't they the buzz words!
okay not gas or electricity- but human power! erm.... laziness????

Zanderman

Katiehound said:

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

But it's saving energy- aren't they the buzz words!
okay not gas or electricity- but human power! erm.... laziness????

Too much human power being saved these days, google eliminates the need to remember anything, satnavs the need to know where anything is, power tools the need for practical skills, self-driving cars the need to take responsibility, electric scooters (the stand-on ones) the need to walk, television the need to entertain ourselves. We'll soon be like the humans in the Wall-E film.

The only activity I have left is the need to find my debit cards - and decide which one to use - at the checkout. Even the virtual checkout. Don't take that away from me!

Daliah

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

I would agree if the only reason would be to be able to make payments. However, there is much more to an Apple Watch. As the owner of one of these amazing gadgets, I know it can be used for many, many other purposes - from doing your own ECG, to using it for automatic alerting of emergency services to mundane things like step counter, heart rate, stopwatch or timer, recording your walks / runs / cycle rides, making and receiving calls etc etc

Zanderman

Daliah said:

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

I would agree if the only reason would be to be able to make payments. However, there is much more to an Apple Watch. As the owner of one of these amazing gadgets, I know it can be used for many, many other purposes - from doing your own ECG, to using it for automatic alerting of emergency services to mundane things like step counter, heart rate, stopwatch or timer, recording your walks / runs / cycle rides, making and receiving calls etc etc

You can do most of those things with a £30 smart band.  Not the payment bit or phone calls, but most of the rest. But you carry your phone for those bits.

Daliah

Zanderman said:

Daliah said:

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

I would agree if the only reason would be to be able to make payments. However, there is much more to an Apple Watch. As the owner of one of these amazing gadgets, I know it can be used for many, many other purposes - from doing your own ECG, to using it for automatic alerting of emergency services to mundane things like step counter, heart rate, stopwatch or timer, recording your walks / runs / cycle rides, making and receiving calls etc etc

You can do most of those things with a £30 smart band.  Not the payment bit or phone calls, but most of the rest.

Well I  wouldn't rely on a £30 no-name device for my ECG, and I wouldn't rely on it calling the emergency services if I collapse somewhere in the middle of nowhere. I also know it doesn't run half of the apps I want to run, and as you say, it would be no use for making payments (which is where we started). Serious competitors to Apple Watches are the high end Garmins or Samsung wearable devices, which come in similar price ranges as Apple Watches do. The entry models are actually not very expensive at all, especially if you buy them 2nd hand. Much. much better value for money than the cheapoh smart bands.

Zanderman

Daliah said:

Zanderman said:

Daliah said:

Zanderman said:

dllive said:

Hi all,

Ive now been using my Chase card for the past week. Ive even set it up in my Apple Pay! Its been so useful/convenient that Im thinking of getting an Apple Watch so I dont even have to get my phone out of my pocket to pay for things in a shop! 

It's not very money-saving to buy an apple watch just to do that. 

I would agree if the only reason would be to be able to make payments. However, there is much more to an Apple Watch. As the owner of one of these amazing gadgets, I know it can be used for many, many other purposes - from doing your own ECG, to using it for automatic alerting of emergency services to mundane things like step counter, heart rate, stopwatch or timer, recording your walks / runs / cycle rides, making and receiving calls etc etc

You can do most of those things with a £30 smart band.  Not the payment bit or phone calls, but most of the rest.

Well I  wouldn't rely on a £30 no-name device for my ECG, and I wouldn't rely on it calling the emergency services if I collapse somewhere in the middle of nowhere. I also know it doesn't run half of the apps I want to run, and as you say, it would be no use for making payments (which is where we started). Serious competitors to Apple Watches are the high end Garmins or Samsung wearable devices, which come in similar price ranges as Apple Watches do. The entry models are actually not very expensive at all, especially if you buy them 2nd hand. Much. much better value for money than the cheapoh smart bands.

Maybe, but I'm not at all interested in buying high-end gadgets when low cost ones - or basic human interactions - do the jobs I want them to.  Many of the high cost gadgets merely do extra jobs I don't need done anyway!  I'm perfectly content with a cheapoh smart band thank you.  And my debit cards for payments. And my phone to make calls. I don't need a device for an ECG. Most of the places in the middle of nowhere that I go where I'm likely to collapse have no phone signal at all, so an auto call to emergency services won't help, and I wouldn't expect it to.

And this is all way off topic - and I'm sorry I rose to the bait.

My very simple point still stands, that buying an apple watch merely to save digging out a debit card or phone is not money-saving.  And that's all that needs to be said on that simple point!