1 YEAR FIX - AL RAYAN BANK 2.11 %

garyelder

Atom 2.20% monthly interest but I’m gong to hang on fixing in case of interest rate rise in May 

bristolleedsfan

garyelder said:

Atom 2.20% monthly interest but I’m gong to hang on fixing in case of interest rate rise in May 

That is 2 year fix, currently best 2 year fix is 2.35%

bristolleedsfan

Thread title amended to reflect https://www.cynergybank.co.uk/personal-savings/fixed-rate-bonds/bonds/ 2% - 1 year fix

andyhicks88

Charter now beat it by a tiny bit. 

masonic

Your move, Al Rayan...

trickydicky14

Charter 2.05% via Raisin, Kent Reliance 2.05% via HL

masonic

trickydicky14 said:

Charter 2.05% via Raisin, Kent Reliance 2.05% via HL

Interesting, the Charter product is also available direct, whereas KRBS is not (at least not yet).

SickGroove

Fix with Charter for a year or wait til May?

refluxer

The Charter product details state...

• you can make a deposit into an online account within 14 days, or into a postal account within 30 days, after which no further deposits can be made

...so does that mean you can only make one, single deposit ?

Update - looks like it was just poorly worded and you can make multiple deposits within the appropriate time frame. The T&Cs say...

"Minimum deposit of £5,000, maximum account balance of £1,000,000. Once the Account is opened, and provided the product has not been closed to new deposits, you have a limited period in which you can make deposits into the Account"

bristolleedsfan

https://www.alrayanbank.co.uk/savings/12-month-fixed-term-deposit  2.11 %

Best 2 year fix 2.42%  https://www.alrayanbank.co.uk/savings/24-month-fixed-term-deposit