We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
Property Factor late payment fees - Scotland

Da_Crojanz
Posts: 103 Forumite

Live on a newish build estate and pay a quarterly factors fee to a local company. Like all of them they are a fairly grubby business and rarely carry out the work they are meant to do to any sort of standard. The general opinion of them around the estate is very low and many residents just refuse to pay them.
I have also refused in the past but decided to pay recently after the communal grass areas were cut and some of the litter removed. The company are however trying to push for a £25 admin fee for late payment. At the minute I can't see how these admin costs were incurred to them as all they have done is send 2 automated reminder emails.
Do I have to pay this? It's only £25 and I know if I just refuse there's probably not much they can do, but I don't want threats of legal action hanging over me. The company do less than the bare minimum and like most factors have a shady reputation at best so I'm loathe to give them more money.
2011 legislation in Scotland stated that late payment fees have to relate to costs incurred and not just be a penalty. Have used this as a recourse so far.
https://underoneroof.scot/articles/1107/Impact_of_the_Propert_Factors_Act/Property_Factors_Code_of_Conduct
I have also refused in the past but decided to pay recently after the communal grass areas were cut and some of the litter removed. The company are however trying to push for a £25 admin fee for late payment. At the minute I can't see how these admin costs were incurred to them as all they have done is send 2 automated reminder emails.
Do I have to pay this? It's only £25 and I know if I just refuse there's probably not much they can do, but I don't want threats of legal action hanging over me. The company do less than the bare minimum and like most factors have a shady reputation at best so I'm loathe to give them more money.
2011 legislation in Scotland stated that late payment fees have to relate to costs incurred and not just be a penalty. Have used this as a recourse so far.
https://underoneroof.scot/articles/1107/Impact_of_the_Propert_Factors_Act/Property_Factors_Code_of_Conduct
0
Comments
-
Suggest you use the Tribunal set up to deal with such disputes (amongst other things...)
https://www.housingandpropertychamber.scot/apply-tribunal/property-factors
In your shoes I'd always pay "under protest" (in writing) to avoid yet more fees or disputes, then later argue the matter through the tribunal.
Stating ## Like all of them they are a fairly grubby business and rarely carry out the work they are meant to do to any sort of standard ## may be rather legally unwise (libel). I don;t have the evidence to prove they are ALL like that, do you??0 -
Da_Crojanz said:Live on a newish build estate and pay a quarterly factors fee to a local company. Like all of them they are a fairly grubby business and rarely carry out the work they are meant to do to any sort of standard. The general opinion of them around the estate is very low and many residents just refuse to pay them.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 619.9K Mortgages, Homes & Bills
- 176.5K Life & Family
- 255.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards