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The turtle moves.... slowly
Comments
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Going to the dentist was cheering 🤔?
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Oh dear 🤣 I’ve got the dentist tomorrow morning and it’s obviously on my mind 😆
Debt at LBM (Dec 2018): £23,167
Debt free Feb 20213 -
Well hopefully it will be cheering today instead 😀!
Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
Dentist wasn’t exactly cheering, but is at least over with now 😅 I never used to mind going, but after a particularly brutal dentist a decade or so ago I get quite anxious about it now. Current dentist is lovely and very gentle (and also liberal with the anaesthetic which helps), but I still need to do a lot of box breathing to get through it all. On the plus side it’s an NHS dentist, which is a bit of a miracle in my area.
A day after deciding to leave the kitchen till I found a colour I was happy with, I think I’ve found a colour that matches what I’m looking for. Paint testers seem to have rocketed in price since the last time I did this stuff. Probably for the best to make me narrow it down!
Debt at LBM (Dec 2018): £23,167
Debt free Feb 20211 -
Good luck with the paint choices.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/261 -
There are so many colours to choose from… always takes me ages!
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