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Thief broke quarter window glass: Road-worthiness and Insurance
We had a Renault 5, yes that long ago, and they removed one of the rear quarter windows to gain access. Must have just levered the glass out of the rubber seal. No damage whatsoever and they laid the unbroken glass on the rear seat.
Fortunately nothing in the car to steal so they left empty handed!
You should have asked the hypothetical question without giving your policy number or name and address!
If the incident is already out there in the public domain with police and insurance possibly aware, you really have no choice but to declare it.
You are probably overthinking it and worrying unnecessarily. As others have said, any future premium increase is likely to be minimal and can usually be offset by shopping around anyway.
