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Win Some, Lose Some (Debt Free At Last!)

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  • joedenise
    joedenise Posts: 17,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 17 April 2022 at 6:55PM
    You have done amazingly well with your debt reduction.  Good luck for clearing it all this year.

    I'm like you and couldn't calorie count - I'd give up after a few days, if I lasted that long, LOL!  I follow Slimming World which works for me.  I got to target back in 2012 and stayed there right up until about November last year when I put on half a stone on an all inclusive holiday, came back from that and then shortly after came Christmas and New year and have been struggling since to lose it all.  I'm now 2.5lb away from my top end of target.  I'm a very slow loser - usually no more than half lb at a time.  As long as I get back by the end of May before my next holiday I'll be happy.  We also have a motorhome and our next holiday in a month in France.  Will also be getting away for a few weekends at rallies between now and then which I'm really looking forward to.  We don't bother usually with bank holiday weekends as usually far too busy for us now we're retired.

    Good luck with losing the weight you want to.

  • Wow! That debt reduction is amazing ! 👏
    You seem to be well prepared in your targets in debt ,and other things . 

    Regarding the weight ( plus the other stuff );  all will improve imho if you incorporate an exercise schedule into a new life routine which you seem to be planning . It could be a home workout on YouTube which costs nothing . Just doing something on a regular basis and sticking to it will help . 
    Being vegan you're halfway there . 
    Best of luck ..
  • joedenise
    joedenise Posts: 17,613 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations!  It's a great feeling isn't it!

  • joedenise said:
    Congratulations!  It's a great feeling isn't it!  



    It is amazing, I feel a lot lighter and ready to tackle the world!  Thanks for commenting 😀
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • That’s amazing news. Well done xx
    slowly working towards being MF one small over payment at a time :T
  • That’s amazing news. Well done xx
    Thank you, it feels great!  Thank you for commenting 😀
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Love to hear about the freedom clearing your debt has given you! Well done and am exciting Year ahead
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • Misslayed
    Misslayed Posts: 15,357 Senior Ambassador
    Tenth Anniversary 10,000 Posts Homepage Hero Name Dropper
    Congratulations 🥳 
    (would you like a well deserved badge?)
    I’m a Senior Forum Ambassador and I support the Forum Team on the Competition Time, Site Feedback and Marriage, Relationships and Families boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com All views are my own and not the official line of Money Saving Expert.
  • gd55
    gd55 Posts: 168 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Well done, fantastic achievement!

    My debt-free diary: Go your own way

    Save £6k in 2025 #19 £902.69/£6,000

    Save £10k in 2024 #10 £12,013.63/£10,000

    Save £12k in 2023 #20 £7,040.55/£12,000
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