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Best Easy Access Savings Account?

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  • jaypers
    jaypers Posts: 1,035 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Isn’t it about time Investec stepped up? Still at a measly 0.93% on their Flexi Saver. Time to shift money around again I think……my linked account is seeing some action this year!!  
  • Sarah1Mitty2
    Sarah1Mitty2 Posts: 1,838 Forumite
    1,000 Posts First Anniversary Name Dropper
    Daliah said:
    The mention of a business could be moot. It is my own Ltd Co., and the money has been moved back there from an ISA temporarily due to cash flow needs, but essentially I can move the money around as I wish.
    Seems dodgy from an accounting point of view to mix your personal and your business financials. You should really use a business savings account for your business savings.

    Moneyfacts run a list of the current business savings accounts: https://moneyfacts.co.uk/business/business-savings-accounts/
    Interesting link, thanks.
  • Malchester
    Malchester Posts: 986 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    jaypers said:
    Isn’t it about time Investec stepped up? Still at a measly 0.93% on their Flexi Saver. Time to shift money around again I think……my linked account is seeing some action this year!!  
    I use Investec and find them excellent and transfers in and out are very quick. Always reluctant to move from them for a small increase in interest rate. Have been bitten before by moving to an account where transfers take days.
  • jimexbox
    jimexbox Posts: 12,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I use Investec and find them excellent and transfers in and out are very quick. Always reluctant to move from them for a small increase in interest rate. Have been bitten before by moving to an account where transfers take days.
    Chase transfers take seconds. Plus 1.5% interest. 
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jimexbox said:
    I use Investec and find them excellent and transfers in and out are very quick. Always reluctant to move from them for a small increase in interest rate. Have been bitten before by moving to an account where transfers take days.
    Chase transfers take seconds. Plus 1.5% interest. 
    Unlike Ford who use Barclays as bank. Sometimes payments arrive same day sometimes they don’t. And yes I have read their information on what day you will receive any payments into your nominated account. Decided to drain Ford account next week 
    "Look after your pennies and your pounds will look after themselves"
  • Malchester
    Malchester Posts: 986 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    jimexbox said:
    I use Investec and find them excellent and transfers in and out are very quick. Always reluctant to move from them for a small increase in interest rate. Have been bitten before by moving to an account where transfers take days.
    Chase transfers take seconds. Plus 1.5% interest. 
    And my phone is not compatible. And I prefer not to have app only accounts
  • trickydicky14
    trickydicky14 Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I prefer not to have app only but put up with it and follow the MONEY                         Malchester said:
    jimexbox said:
    I use Investec and find them excellent and transfers in and out are very quick. Always reluctant to move from them for a small increase in interest rate. Have been bitten before by moving to an account where transfers take days.
    Chase transfers take seconds. Plus 1.5% interest. 
    And my phone is not compatible. And I prefer not to have app only accounts

    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
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