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Best Travel money card for teen
joness75
Posts: 1 Newbie
Hello, my son is going to America with school and i'm trying to work out what is the best way for him to carry his money. I have looked at a few pre paid travel cards but every time I decide on one, I review it and they are awful, does anyone have an experience in this please?
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Comments
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We have a Caxton FX card - never had any issues - I believe you can get one in Dollars as the default currency.Straightforward to manage online when you get the usual plea - send more money please !!!1
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Avoid the cost and possible problems with prepaid cards, keep money as pounds in a bank account with fee-free debit card which converts currency when used:
Evolution, not revolution0 -
Any of the above options by eDicky will work fine.
If you want to be sure of the exchange rate, I'd use Wise (I have a Wise card in my wallet and none of the above), ensuring a set amount of money is loaded onto the card. Note that you don't get full FSCS protection in the same way, but that Wise are a well established company with decent financial records.💙💛 💔0 -
We've got a Fairfx prepaid card: https://www.fairfx.com/currency-card/
It seemed a bit simpler than the MSE ones and it worked for us, but this is what MSE recommends in case you haven't seen them:
https://www.moneysavingexpert.com/credit-cards/prepaid-travel-cards/"Think of many things, do one"
Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga0 -
CKhalvashi said:Any of the above options by eDicky will work fine.
If you want to be sure of the exchange rate, I'd use Wise (I have a Wise card in my wallet and none of the above), ensuring a set amount of money is loaded onto the card. Note that you don't get full FSCS protection in the same way, but that Wise are a well established company with decent financial records.
I've been using my Wise card quite a lot lately, but I don't think the account is available to teenagers.
Evolution, not revolution1 -
A fee free UK debit card is not going to avoid ATM charges in the USA - to the best of my knowledge there are no such machines, or, at best, very rare.I still reckon the Caxton FX is worth a shout - you can get an additional card at no extra cost, it can be loaded in dollars, and as a Mastercard it is a dependable (in my experience) card.The OP can give the son the additional card and load it as required online.Other views may differ, that's the nature of opinions.
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