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New online security checks - Lloyds, Tesco, Sainsburys

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  • NickJG
    NickJG Posts: 21 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    Mastercard from Lloyds.
  • masonic
    masonic Posts: 27,236 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    NickJG said:
    Mastercard from Lloyds.
    Interesting, I wonder if it's because it is below the £25 threshold. The only other way I think they could lawfully dispense with the checks is if they had set up a continuous payment authority on the card.
  • NickJG
    NickJG Posts: 21 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    No they're both over the £25 threshold.
  • NickJG
    NickJG Posts: 21 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    Sorry, no, the Sainsburys is over £25, the Tesco i just for £5, so one of each.
  • masonic
    masonic Posts: 27,236 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Maybe using a CPA if you save the card details then. Could be a useful workaround if people find this behaviour annoying.
  • It appears Husbanken does not support it properly judging by the message on their website. 
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    The additional check isn't for every transaction regardless of value and not all banks have implemented it yet. SMS text as an authentication or validation method is a flawed system and you will be better off having the app installed for the authentication / validation.
  • cannugec5
    cannugec5 Posts: 641 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    As somebody who lives in a rural location in theWest of  Scotland, Tesco is the only supermarket to deliver. Because COVID made home deliveries so popular we still have to book a month ahead . Hence we have plenty of time for alterations and security checks! 
  • where_are_we
    where_are_we Posts: 1,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yet another reason to have at least 3 different alternative card payment options.
  • alanwsg
    alanwsg Posts: 801 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Epson printers are failing because Epson's payment system can't cope with SCA from Natwest/RBS

    https://www.theregister.com/2022/03/21/epson_payments_issue/


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