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Wedding photographer
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Sandtree said:Ath_Wat said:Undervalued said:Ath_Wat said:Sandtree said:Ath_Wat said:Sandtree said:Lavendyr said:
something goes wrong on your wedding day it isn't something that can be recreated.
Has this ever happened? I can't see it would possibly work.
It comes down a lot to how you view photos... would you rather tell the grandkids that the photos were lost after the tog had their bag stolen or would you rather show them the photo of you in the dress (its up to you if you elaborate on the fact its a restaging)
I get that some people might want to but they'd have to rely on everyone else being prepared to give their time up as well, and I just can't see that happening. People travel to weddings, especially the important people.
If everyone happens to live locally and happens to be free then maybe, but I've never been to a wedding where that could possibly have been the case.
Also, I doubt the insurer would pay out anything like the sum for rehiring everything and covering travelling expenses of guests, as they know any court would award compensation that was far, far lower than that. It would just be a full refund of the photography fee and a small sum for damages.0 -
Sandtree said:Ath_Wat said:Undervalued said:Ath_Wat said:Sandtree said:Ath_Wat said:Sandtree said:Lavendyr said:
something goes wrong on your wedding day it isn't something that can be recreated.
Has this ever happened? I can't see it would possibly work.
It comes down a lot to how you view photos... would you rather tell the grandkids that the photos were lost after the tog had their bag stolen or would you rather show them the photo of you in the dress (its up to you if you elaborate on the fact its a restaging)0 -
Ath_Wat said:Sandtree said:Ath_Wat said:Undervalued said:Ath_Wat said:Sandtree said:Ath_Wat said:Sandtree said:Lavendyr said:
something goes wrong on your wedding day it isn't something that can be recreated.
Has this ever happened? I can't see it would possibly work.
It comes down a lot to how you view photos... would you rather tell the grandkids that the photos were lost after the tog had their bag stolen or would you rather show them the photo of you in the dress (its up to you if you elaborate on the fact its a restaging)0 -
Undervalued said:
Assuming the photographer has professional indemnity insurance (in addition to their public liability, cover which they would be stupid not to have). Plus the insurance would need to cover whatever error / natural disaster or act of God caused the problem.
Unless they were an all risks policy then yes an insured peril policy needs an insured peril to have occurred but having looked at these types of policy for loss of photos the coverage is fairly extensive short of a deliberate act by the photographer... cover for their kit is more restrictive so leave the camera in the wedding car to go back for a bag or something its likely the camera wouldn't be covered but the photos would... ultimately comes down to individual policy wordings and like everything, there are budget and high quality policy options out there0 -
Undervalued said:Lavendyr said:Sandtree said:Lavendyr said:
something goes wrong on your wedding day it isn't something that can be recreated.
If that happens with wedding photography and all images are lost, the only options are either re-staging or financial compensation.
As far as I know, no legally binding precedent has been set in the High Court about the "value" of lost wedding photos. However many years ago a County Court judge made a sensible ruling that is often used as a yardstick.
He ruled that as the couple had been willing to spend £1000 (say) on photographs of their wedding, that was the value they put on them. So, if they were totally lost they should be entitled to the same amount in compensation, plus of course a refund of anything they had paid up front.
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SneepLife said:Undervalued said:Lavendyr said:Sandtree said:Lavendyr said:
something goes wrong on your wedding day it isn't something that can be recreated.
If that happens with wedding photography and all images are lost, the only options are either re-staging or financial compensation.
As far as I know, no legally binding precedent has been set in the High Court about the "value" of lost wedding photos. However many years ago a County Court judge made a sensible ruling that is often used as a yardstick.
He ruled that as the couple had been willing to spend £1000 (say) on photographs of their wedding, that was the value they put on them. So, if they were totally lost they should be entitled to the same amount in compensation, plus of course a refund of anything they had paid up front.
For the benefit of anybody else reading, the case I was referring to was at least 20 years ago and if I remember correctly in N. Ireland (although the same laws apply to England and Wales too) - Scotland may be different.1
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