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So close, we can smell mortgage freedom!

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How lovely about the family origins of the bunting!  And that's a good day overall too :) 
    2023: the year I get to buy a car
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The bunting sounds an amazing use of family fabric and embroidery.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Suffolk_lass
    Suffolk_lass Posts: 10,299 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Re Curtain linings - we have hung a second curtain between the originals before now to improve the insulation. We hung them inside to inside (IYSWIM) so they looked better from outside. It does presuppose you may have a rail that rings or ring-clips will fit and that it is robust enough to support a second pair of curtains. I did consider using those tiny bulldog-type clip to temporarily attach one curtain to the other but wasn't happy with the pull. Then I realised I had some spare rings. It works really well and I was able to take them down again in Spring

    We also hang a too-long curtain on a rail above the front door which makes a big difference (as our porch is open).

    Re Blackberry and apple bottling (you asked over on my diary) - I don't see why not and I was going to. However, if it doesn't work, I have a plan B. A couple of the spring clip jars I used have not retained their seal because (I think) the rubber seal has become brittle so yesterday I tipped them into a big pan and effectively gently stewed the plums they contained. I did syphon off some of the syrup. I heated (the newly delivered second dozen) screw top jars in the oven and then simply rebottled in these as one might with a non-set jam. I screwed the top bands tight then upside down with a towel over for a couple of hours and they took. I'm confident this has worked and I have recovered the situation. I plan to use the spring clip jars for hm pickled onions and possibly chutney (although they are a bit big for this). 
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good progress all round. You are making me just want to freeze my surplus fruit though. Alternative seems complex.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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